Originally founded in 1961 as Gwinnett Teachers Credit Union, Peach State Federal Credit Union serves more than 41,000 members in Barrow, Clarke, DeKalb, Gwinnett, Jackson, Oconee and Walton counties. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups and associations. In addition, all persons who live, work, worship or attend school in Clarke County are eligible to join. Membership is open to immediate family and household members of eligible individuals.
Click below to view a short video about the history of Peach State Federal Credit Union as told by the families of two of our founding members, several long-time Board members, our first full-time employee, and our President/CEO, Marshall Boutwell.
Click here to read more about the history of Peach State Federal Credit Union.
Peach State Federal Credit Union is a member-owned, not-for-profit organization that provides quality financial services to meet the needs and exceed the expectations of its member-owners.
The Credit Union Difference
Credit unions are committed to service and have been since their beginning in 1852. The credit union concept is a simple one: People working together and pooling their savings to create a valuable credit resource not otherwise available to them.
These guiding principles of the early credit union movement are still alive today. Credit unions may look like banks in many ways, but their primary purpose – service to members – hasn't changed. Part of this service is taking credit union profits in excess of expenses and reserves, and returning them to members. This is done in the form of lower loan rates, higher savings rates, and lower fees. It is what makes credit unions different and sets them apart from other financial institutions. It is what makes a member more than just a customer. It is people helping people.