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Government Shutdown Loan Program

Peach State is pleased to offer assistance to our members who have been impacted by the Government shutdown.

The details of our Government Shutdown Loan Program are as follows:

  • Loans are offered up to 100% of the amount of the prior direct deposit received at Peach State up to a maximum of $6,000.
  • The APR will be 0.00%.1
  • This loan program is not subject to credit – credit reports will not be obtained.
  • Your loan will be due in full when back pay is received through Direct Deposit. Peach State will debit the account for the same amount as the loan. 

You are eligible for a loan under this program if you are:

  • An active duty military, or Department of Defense or Government employee not receiving pay as a result of the government shutdown; and
  • Currently enrolled in Direct Deposit at Peach State Federal Credit Union.

To apply, please contact our Loans By Phone Center at 770.580.6000. (Online applications are not available for this program.)

Additional Resources

  • BALANCE offers financial counselling resources that may be of help to you during this time.
  • We also offer a Skip-a-Payment Program, enabling you to skip two payments on each of your Peach State loans each calendar year.2 
  • 1 Annual Percentage Rate. Members must be in good standing. Program, rates, terms and conditions are subject to change without notice. Offer may expire at any time.
  • 2 All Peach State accounts must be in good standing and the loan for which you are requesting a Skip-A-Payment must have received 3 timely payments for the past 3 months. All real estate, credit card, student loan, other open-end loans, CD secured loans, Fresh Start loans, and delinquent loans are excluded. Your request must be received at least ten days prior to the due date of your loan.
  • Fresh Start Loans: Skip-A-Payment program is offered after 12 timely monthly payments have been received and is limited to one skip per 12 month rolling period.

Corporate Office

1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043
No branch onsite.

Email: psfcu@peachstatefcu.org
Phone: 678.889.4328
Toll-Free: 855.889.4328

Routing Number: 261174759

Copyright © 2019 Peach State Federal Credit Union
All Rights Reserved. This credit union is federally insured by the National Credit Union Administration.
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