Yes, it’s important to obtain pre-approval prior to shopping for a home so that you know how much house you can afford, and it makes you a viable candidate for the purchase.
Obtaining a pre-approval letter puts you a step ahead so that you’re prepared to make an offer when you find a house that you love, plus most sellers require the pre-approval to accept an offer.
Pre-approval only takes 15 minutes! Start the process today by clicking here.
To get pre-approved you’ll need the following information:
- Personal information: name, address, social security number, and date of birth
- Loan amount
- Down payment
- Employment information
- Income information
- Assets and liabilities
For additional questions about our mortgage products, please contact our Mortgage Services Department at 770.580.6098 or mortgage@peachstatefcu.org.
Buying a house doesn’t have to be overwhelming!
BALANCE, a FREE financial counseling resource, provides this simple tool kit to break down the process into a series of clear and easily understood steps to get you into the home of your dreams. BALANCE is a financial education and counseling service that can help you get your finances in order, pay down your debt, and reach your goals – all at no cost if you’re a Peach State member!