Mortgages
Homeownership is a dream come true, but the process can be overwhelming…let our team of experts help make your dream a reality with ease!
- Do you offer mortgages with low down payments?
- Should I be pre-approved for a mortgage before looking at homes?
- Does Peach State offer a first-time home buyer program?
- What is the difference between a fixed rate and adjustable rate mortgage?
- Does Peach State offer construction loans?
- How do I apply for a mortgage?
- What is the minimum credit score requirement when applying for a home loan?
- What are acceptable sources for a down payment?
- What documentation is needed when applying for a mortgage if I’m self-employed?
- How much are closing costs?
- What are discount points?
- How long does it take to close on a mortgage?
- What loan terms are available for First Mortgages?
- What does it mean when you’ve been pre-approved for your mortgage?
- Can I refinance my mortgage if my loan isn’t currently with Peach State?
- Can I include closing costs in my refinance?
- Can I change the loan amount after being pre-approved?
- Do I need to provide you with proof of my Homeowners Insurance?
- Is buying a home better than renting a home?
- Do you offer a third mortgage loan?
- Do you offer Reverse Mortgages?