Peach State FAQ Library
  • Back to Main Website
Mortgages
  • About Us
  • Account Information
  • Business Services
  • Credit and Debit Cards
  • Loans
  • Mortgages
  • Online and Mobile Banking
  • Rates and Fees
  • Services
      Back to home
      1. Peach State FAQ Library
      2. Mortgages
      • About Us
      • Account Information
      • Business Services
      • Credit and Debit Cards
      • Loans
      • Mortgages
      • Online and Mobile Banking
      • Rates and Fees
      • Services

      Mortgages

      Homeownership is a dream come true, but the process can be overwhelming…let our team of experts help make your dream a reality with ease!
      • What is the difference between a fixed rate and adjustable rate mortgage?
      • Do you offer mortgages with low down payments?
      • Does Peach State offer a first-time home buyer program?
      • Should I be pre-approved for a mortgage before looking at homes?
      • What is the minimum credit score requirement when applying for a home loan?
      • How do I apply for a mortgage?
      • What does it mean when you’ve been pre-approved for your mortgage?
      • Is buying a home better than renting a home?
      • Do you offer a third mortgage loan?
      • What documentation is needed when applying for a mortgage if I’m self-employed?
      • How long does it take to close on a mortgage?
      • Do you offer Reverse Mortgages?
      • Do I need to provide you with proof of my Homeowners Insurance?
      • Can I refinance my mortgage if my loan isn’t currently with Peach State?
      • Can I change the loan amount after being pre-approved?
      • Can I include closing costs in my refinance?
      • What loan terms are available for First Mortgages?
      • What are discount points?
      • How much are closing costs?
      • What are acceptable sources for a down payment?
      • Does Peach State offer construction loans?
      Peach State FAQ Library
      • Back to Main Website