Peach State FAQ Library
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Mortgages
About Us
Account Information
Business Services
Credit and Debit Cards
Loans
Mortgages
Online and Mobile Banking
Rates and Fees
Services
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Peach State FAQ Library
Mortgages
About Us
Account Information
Business Services
Credit and Debit Cards
Loans
Mortgages
Online and Mobile Banking
Rates and Fees
Services
Mortgages
Homeownership is a dream come true, but the process can be overwhelming…let our team of experts help make your dream a reality with ease!
What does it mean when you’ve been pre-approved for your mortgage?
How do I apply for a mortgage?
Should I be pre-approved for a mortgage before looking at homes?
Do you offer a third mortgage loan?
What is the difference between a fixed rate and adjustable rate mortgage?
Do you offer mortgages with low down payments?
Does Peach State offer a first-time home buyer program?
What is the minimum credit score requirement when applying for a home loan?
Is buying a home better than renting a home?
What documentation is needed when applying for a mortgage if I’m self-employed?
How long does it take to close on a mortgage?
Do you offer Reverse Mortgages?
Do I need to provide you with proof of my Homeowners Insurance?
Can I refinance my mortgage if my loan isn’t currently with Peach State?
Can I change the loan amount after being pre-approved?
Can I include closing costs in my refinance?
What loan terms are available for First Mortgages?
What are discount points?
How much are closing costs?
What are acceptable sources for a down payment?
Does Peach State offer construction loans?