Loans

We offer a variety of loans to fit your unique needs. Here’s everything you need to know about applying for a loan.

• What are your current auto loan rates?
• What is the minimum credit score to qualify for a loan?
• Do I have to be a member to get a loan at Peach State?
• Is there a loan application fee?
• Which credit bureau do you use to pull credit?
• How do I apply for a loan?
• Why was Collateral Protection Insurance (CPI) added to my loan and what can I do to remove it?
• Can I make extra principal only payments to my loan?
• Are there prepayment penalties if I pay my loan off early?
• How do I check the status of my loan application?
• Do I need a down payment to purchase a vehicle?
• Can I skip a payment on my loan?
• Do you offer debt consolidation loans?
• Can I have more than one loan at the credit union?
• Can I purchase a vehicle from other states?
• Can Peach State provide me with a copy of my credit report?
• Can I close my loan remotely?
• Can I set up payroll deduction for my loan payment?
• How can I check my current loan payoff amount?