Can I skip a payment on my loan?

Yes, members can skip up to two payments on each loan per calendar year for a small processing fee of $25.*

To get started, complete the Skip-A-Payment application and either:

Fax it: 678.225.4519

Mail it:
Peach State FCU
Attn. Loan Dept
1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043

or drop it off at any of our convenient branch locations.  


* All Peach State accounts must be in good standing and the loan for which you are requesting a Skip-A-Payment must have received 3 timely payments for the past 3 months. You cannot skip consecutive payments. All real estate, credit card, student loan, other open-end loans, CD secured loans, Fresh Start loans, Quick Cash loans, and delinquent loans are excluded. Your request must be received at least ten days prior to the due date of your loan.

The payment skipped is not covered by Credit Life and Disability insurance or Debt Protection.  GAP insurance does not cover more than one Skip-A-Payment per year and no more than two Skip-A-Payments over the term of the loan.

Fresh Start Loans: Skip-A-Payment program is offered after 12 timely monthly payments have been received and is limited to one skip per 12 month rolling period.