What is the minimum credit score to qualify for a loan?

There is no minimum credit score requirement.

We offer multiple loan programs that you may qualify for – regardless of your credit score! We offer loans for members who are just establishing credit, as well as those looking for a second chance.

For more details about our loan programs, call our Loans By Phone Center at 770.580.6000 to speak with one of our Lending Specialists today! 

Interested in improving your credit or need help establishing credit?
We’ve partnered with BALANCE, a financial education and counseling service that can help you get your finances in order, pay down your debt and reach your goals – all at no cost if you’re a Peach State member! FREE budget and debt counseling is available. Call 888.456.2227 to speak with a BALANCE counselor today!

  • Monday-Thursday: 5:00 a.m.-8:00 p.m. PST
  • Friday: 5:00 a.m.-5:00 p.m. PST
  • Saturday: 8:00 a.m.-5:00 p.m. PST

Request your FREE annual credit report from AnnualCreditReport.com today!