How do I apply for a loan?

There are three ways to apply for a loan.

To apply for a loan, you can call 770.580.6000, or visit a branch.

Applying for a loan only takes a few minutes!  Here are some links to get you to the loan product you’re interested in applying for:

Please note: membership is required to apply for a loan.

If you’re not currently a member, please review the membership criteria to see if you’re eligible to join Peach State. 

Joining Peach State is easy! You can stop in at any of our convenient branch locations to complete an application. You’ll need to open a savings account with an initial deposit of $5, and pay a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). The $5 deposit represents your share in Peach State and is held on deposit while you are a member. Once your savings account is opened, you’ll have immediate access to all of our products and services.

You can apply for a loan the same day that you become a member!