We’re excited to welcome members from Abbeville Community FCU to the Peach State family! Members voted to merge with Peach State and it became effective December 1, 2022. Learn more here: Abbeville Community FCU Welcome Letter.

Debt Consolidation IS Possible

With Our Lending Solutions!

Discover Your Possibilities for Consolidating Debt

Join Peach State today and you could take advantage of our debt consolidation solutions below. If you need assistance getting started, we’ll be happy to help you find the solution that best fits your needs.

We Offer:

Credit Card Icon

Credit Cards

Great for transferring high credit card balances to a low-rate option.

Home Equity Line of Credit

Flexibility to have access to cash when you need it.
Home Equity Loan Icon

Home Equity Loan

Low fixed rates mean consistent lower payments and no surprises.
Mortgage Icon


A cash out refinance efficiently reduces debt.
Personal Loan Icon

Personal Loan

Good for making payments more affordable and paying off debt faster.

Car Payment Calculator


Success! Your calculator results have been emailed. Please fill all the fields.

Auto Loan Calculator

Find your perfect payment! Try a few different rates and terms to see what works for your budget and then email the results to yourself.

Your actual term and payment will be provided upon acceptance of a Peach State FCU loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.


Low Auto Loan Rates
Apply today or check out our auto loan rates to see what your rate could be at a term that works for you! 


Front Door Delivery
With Auto Assistance, our vehicle buying service, a personal shopper can find your vehicle and even have it delivered to your door! Send a request for someone to contact you today!1

1 Peach State FCU has contracted with Auto Assistance, LLC to make this service available as a convenience to our members. Any manufacturer’s warranties are not services of the credit union and are not obligations of or guaranteed by the credit union. The credit union makes no representations as to the services of any provider or any vehicles purchased.

Money Management and Budgeting Tools

Our Resource Center offers free blogs, eBooks, guides, calculators, and financial literacy content to help you make the best financial choices for your unique situation.

Here are a few recent resources. To see all of the free content available to you, visit our Resource Center


9 Things Every First Time Car Buyer Should Know

Read More

Car Loans 101: Car Buying Made Easy

Read More

How to Find the Best Cars and Car Loan to Finance Your Purchase

Read More
Peach State FCU Cares Graphic

The Peach State FCU C.A.R.E.S. Foundation

icon-cares-community Community
icon-cares-arts Arts
icon-cares-responsibility Responsibility
icon-cares-community Education
icon-cares-service Service


Each year, Peach State donates time, materials, and money to organizations in our service area through the Peach State FCU C.A.R.E.S. Foundation.

Over $1.8M contributed

to local organizations that help our neighbors!

Three  Practical Budget Templates
3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand


They always treat you like family. This is the best place to bank. Never had a bad experience.
- Jennifer F.
Very friendly service with a personal touch. The excellent loan and credit rates make this the best banking experience.
- Mike G.
Excellent organization, excellent service!
- Gary Y.