A Business Checking Account That Works
for You

It's easy!
Finally, an account that meets my needs.

Our Best Business Checking Accounts

At Peach State, we offer two Business Checking Account options to meet your needs.

  • Keep it Simple We keep things easy so you can focus on growing your business.
  • Grow Together We'll work with you to meet your needs so you can build your company.
  • Small Businesses Our Business Accounts can provide what you need no matter the size of your business.
  • Convenient Do your business banking online or in person – we offer all the options you're looking for.
Business group talk about benefits

Find the Right Business Checking Account for You

  • Business Advantage

    Designed with convenience in mind. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

    • No minimum balance required
    • Dividends paid with an average daily balance of $5,000
    • No transaction limitations1
    • $12.50 monthly fee
    • Free Online Banking
    • Free eStatements
    • Free online Bill Pay when you opt for eStatements
    • Free Visa Debit Card

    1 Additional fees may apply based on transaction volume.

  • Business Select

    Set-up for those businesses serving the community. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

    • No monthly fee
    • No minimum balance required
    • Dividends paid with an average daily balance of $5,000
    • No transaction limitations1
    • Free Online Banking
    • Free eStatements
    • Free online Bill Pay when you opt for eStatements
    • Free VISA Debit Card

    1 Additional fees may apply based on transaction volume.

     

Business Advantage

Designed with convenience in mind. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

  • No minimum balance required
  • Dividends paid with an average daily balance of $5,000
  • No transaction limitations1
  • $12.50 monthly fee
  • Free Online Banking
  • Free eStatements
  • Free online Bill Pay when you opt for eStatements
  • Free Visa Debit Card

1 Additional fees may apply based on transaction volume.

Business Select

Set-up for those businesses serving the community. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

  • No monthly fee
  • No minimum balance required
  • Dividends paid with an average daily balance of $5,000
  • No transaction limitations1
  • Free Online Banking
  • Free eStatements
  • Free online Bill Pay when you opt for eStatements
  • Free VISA Debit Card

1 Additional fees may apply based on transaction volume.

 

Earn Dividends on Business Checking

Peach State Business Checking Accounts pay dividends monthly! Earn while you grow with the best Business Checking Account out there.

*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.

Business Checking Account Dividends

Balance
Dividend Rate
APY*
Balance
Over $5,000.01
Dividend Rate
0.30%
APY*
0.30%
Effective September 19, 2024

*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.

GoSmallBiz.com Business Accelerator Program

Discover the best mentorship, advice, practical training, and tools to help you make better decisions, get more customers, and run a better business. Visit GoSmallBiz.com to learn more.

NEW BUSINESS SUPPORT

GoSmallBiz offers support for creating and maintaining a formal business entity.

These services include:

  • Incorporation/LLC Formation
  • Annual Report Filing
  • Corporate Minutes and Resolutions
  • Employment Agreements
  • Stock Certificates
  • Operating Agreements
  • Business and Legal Forms
  • One-time complimentary 15-minute Tax Pro Consultation

PROFESSIONAL SERVICES SUPPORT

GoSmallBiz offers support around expert business professional services. 

These services include:

  • Legal Consultation
  • Sales and Marketing Consultation
  • Tax Consultation
  • Live Tech Support
  • Business and Legal Forms
  • Online Business Courses
  • Business Assessment

BUSINESS GROWTH SUPPORT

GoSmallBiz offers support for building and expanding your business's digital marketing efforts.

These services include:

  • Google My Business Optimization
  • Website Builder
  • Email Marketing with CRM
  • Website Consultation
  • Digital Marketing Dashboard

Frequently Asked Questions

These are a few of the commonly asked questions about our Business Checking Accounts. For even more FAQs, check out our Member Knowledge Base.
Member Knowledge Base

Testimonial

I love Peach State Federal Credit union. Convenient, reliable, friendly and stays on top spammers/hackers. GREAT JOB Peach State!
 
- Zetta A.
They’ve worked very well with me and even helped me out with a fraudulent charge on my checking account.
 
- Larry B.
Fast, friendly customer service. Confidentiality and privacy with regard to each visit. Neat and pleasant lobby environment. I love banking here!
 
- Donna G.