A Business Checking Account That Works
for You

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It's easy!
Finally, an account that meets my needs.

Our Best Business Checking Accounts

At Peach State, we offer two Business Checking Account options to meet your needs.

  • Keep it Simple We keep things easy so you can focus on growing your business.
  • Grow Together We'll work with you to meet your needs so you can build your company.
  • Small Businesses Our Business Accounts can provide what you need no matter the size of your business.
  • Convenient Do your business banking online or in person – we offer all the options you're looking for.
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Find the Right Business Checking Account for You

  • Business AdvantageFor sole proprietors, partnerships, corporations, LLC, LLP, and PC businesses.

    Business Advantage

    Designed with convenience in mind. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

    • No minimum balance required
    • Dividends paid with an average daily balance of $5,000
    • No transaction limitations1
    • $12.50 monthly fee
    • Free Online Banking
    • Free eStatements
    • Free online Bill Pay when you opt for eStatements
    • Free Visa Debit Card

    1 Additional fees may apply based on transaction volume.

  • Business SelectFor non-profits, organizations and associations.

    Business Select

    Set-up for those businesses serving the community. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

    • No monthly fee
    • No minimum balance required
    • Dividends paid with an average daily balance of $5,000
    • No transaction limitations1
    • Free Online Banking
    • Free eStatements
    • Free online Bill Pay when you opt for eStatements
    • Free VISA Debit Card
    1 Additional fees may apply based on transaction volume.

     

Business Advantage

Designed with convenience in mind. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

  • No minimum balance required
  • Dividends paid with an average daily balance of $5,000
  • No transaction limitations1
  • $12.50 monthly fee
  • Free Online Banking
  • Free eStatements
  • Free online Bill Pay when you opt for eStatements
  • Free Visa Debit Card

1 Additional fees may apply based on transaction volume.

Business Select

Set-up for those businesses serving the community. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

  • No monthly fee
  • No minimum balance required
  • Dividends paid with an average daily balance of $5,000
  • No transaction limitations1
  • Free Online Banking
  • Free eStatements
  • Free online Bill Pay when you opt for eStatements
  • Free VISA Debit Card
1 Additional fees may apply based on transaction volume.

 

Earn Dividends on Business Checking

Peach State Business Checking Accounts pay dividends monthly! Earn while you grow with the best Business Checking Account out there.

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*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.

Business Checking Account Dividends

Balance
Dividend Rate
APY*
Balance
Over $5,000.01
Dividend Rate
0.30%
APY*
0.30%
Effective July 18, 2025

*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.

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Frequently Asked Questions

These are a few of the commonly asked questions about our Business Checking Accounts. For even more FAQs, check out our Member Knowledge Base.
What documentation is required to open a business account?
Documentation required for business accounts will be determined by the entity structure of the business...
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Do you offer Merchant Services for businesses?
Yes, we’ve arranged for competitively priced local merchant services to be offered to our business members through third-party merchant providers...
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What types of business loans do you offer?
Peach State offers a variety of different loans to suit your current and future needs...
Read More
Member Knowledge Base

Testimonial

Share Your Story
The process for establishing and managing new checking and savings accounts are very efficient. 
 
- Richard J.
 
Many services available. Online banking is great. Giving back to the community is awesome! Feel safe from fraud overall. 
 
- Karen J.
The employees are extremely helpful and friendly!
 
- Olivette F.