A Business Checking Account That Works
for You

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It's easy!

Finally, an account that meets my needs.

Our Best Business Checking Accounts

At Peach State, we offer two Business Checking Account options to meet your needs.

Keep it Simple We keep things easy so you can focus on growing your business.
Grow Together We'll work with you to meet your needs so you can build your company.
Small Businesses Our Business Accounts can provide what you need no matter the size of your business.
Convenient Do your business banking online or in person – we offer all the options you're looking for.

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Find the Right Business Checking Account for You

Business AdvantageFor sole proprietors, partnerships, corporations, LLC, LLP, and PC businesses.
Business Advantage

Designed with convenience in mind. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.
- No minimum balance required
- Dividends paid with an average daily balance of $5,000
- No transaction limitations¹
- $12.50 monthly fee
- Free Online Banking
- Free eStatements
- Free online Bill Pay when you opt for eStatements
- Free Visa Debit Card
1 Additional fees may apply based on transaction volume.
Business SelectFor non-profits, organizations and associations.
Business Select

Set-up for those businesses serving the community. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.
- No monthly fee
- No minimum balance required
- Dividends paid with an average daily balance of $5,000
- No transaction limitations¹
- Free Online Banking
- Free eStatements
- Free online Bill Pay when you opt for eStatements
- Free VISA Debit Card
1 Additional fees may apply based on transaction volume.

Business Advantage

Designed with convenience in mind. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

No minimum balance required
Dividends paid with an average daily balance of $5,000
No transaction limitations¹
$12.50 monthly fee
Free Online Banking
Free eStatements
Free online Bill Pay when you opt for eStatements
Free Visa Debit Card

1 Additional fees may apply based on transaction volume.

Business Select

Set-up for those businesses serving the community. You'll enjoy no minimum balance requirements and earn dividends on balances over $5,000.

No monthly fee
No minimum balance required
Dividends paid with an average daily balance of $5,000
No transaction limitations¹
Free Online Banking
Free eStatements
Free online Bill Pay when you opt for eStatements
Free VISA Debit Card

1 Additional fees may apply based on transaction volume.

Earn Dividends on Business Checking

Peach State Business Checking Accounts pay dividends monthly! Earn while you grow with the best Business Checking Account out there.

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*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.

Business Checking Account Dividends

Balance

Dividend Rate

APY*

Balance

Over $5,000.01

Dividend Rate

0.15%

APY*

0.15%

Effective December 22, 2025

*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account.

Your Business Will Make a Big Difference with Every

Purchase with the Debit Card that C.A.R.E.S.!

Your business can have a significant impact on its local communities simply by using a Peach State Debit Card! Every time a purchase is made with a Peach State Debit Card, we donate a nickel to the C.A.R.E.S. Foundation.¹ When you choose Peach State’s Debit Card as your go-to card of choice it’ll turn everyday spending into BIG differences.

Learn More

1 $0.05 per transaction of Peach State Federal Credit Union’s merchant interchange income from our Visa Debit Card program is used to benefit the communities we serve. We will determine where/how funds are disbursed. This does not affect members’ accounts, nor will any member information be disclosed. You will not incur any additional fees or charges from this program. Merchant interchange income is derived from fees that a merchant pays to accept credit/debit card payments. The C.A.R.E.S. program may or may not apply to ATM transactions, certain commercial transactions, or other transactions not processed by Visa.