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Business Visa Credit Cards to Meet Your Needs

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The Most Competitive Business Visa Credit Card Rates

Whether your business needs a quick and easy way to pay for unexpected expenses or routine purchases, our Business Visa Credit Cards helps keep your business moving forward. Choose from our popular low rate or rewards credit card options to find the one that best fits your business' needs.

For all current Visa Credit Card rates and fees, please visit our Business Visa Credit Card Disclosures page.

 

  • Fee-FREE Balance Transfers Transfer your balance from other higher-rate cards without a fee and start saving today!
  • Fee-FREE Cash Advances Use your available credit any way that's convenient – you can count on us for great rates!
  • No Annual Fees You'll never be charged an annual fee! And you'll enjoy a 25-day grace period on all purchases.
  • Emergency Card Replacement Lost your card? We'll get you a replacement quickly! We also offer emergency cash disbursement.
  • Real-Time Transaction Alerts Never miss a beat when managing your card with important alerts and notifications.
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To Report a Lost or Stolen Visa Credit Card

Call: 800.325.3678
24 hours a day/7 days a week
 

Business Visa Credit Cards to Fit Your Life

We offer Business Visa Credit Cards that offer competitively low rates, no annual fees, and an option that includes rewards.

For all current Business Visa Credit Card rates and fees, please visit our Business Visa Credit Card Disclosures page.

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* APR – Annual Percentage Rate. Qualification is based on an assessment of the business's creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. A $15 application fee is charged for processing. Subject to credit approval.

Business Visa Credit Card Rates

Low Rate Business Platinum
(No Rewards)
Business Platinum
with Rewards
Low Rate Business Platinum
(No Rewards)
8.9% APR*
Business Platinum
with Rewards
10.9% APR*
Low Rate Business Platinum
(No Rewards)
No Annual Fee
Business Platinum
with Rewards
No Annual Fee
Effective January 1, 2023

* APR – Annual Percentage Rate. Qualification is based on an assessment of the business's creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. A $15 application fee is charged for processing. Subject to credit approval.

Business Visa Credit Card Options

  • Business Platinum

    Business Platinum

    This is our lowest rate Business Visa Credit Card. 

    • No Penalty APR
    • No Annual Fee
    • Free Balance Transfers
    • Fee-free Cash Advances
    • Contactless Cards (Tap to Pay)
    • Revolving Payment Options
    • Multiple Authorized Users with Individual Spending Limits
    • Detailed Billing Statement Options
    • Auto Rental Collision Damage Waiver (Secondary)
    • Emergency Card Replacement
    • Emergency Cash Disbursement
    • Real-Time Transaction Alerts

    For current rates and fees visit our Credit Card Disclosures page.

  • Business Platinum with Rewards

    Business Platinum with Rewards

    This Business Visa Credit Card offers a great rate option and the ability to earn rewards.

    • No Penalty APR
    • No Annual Fee
    • Free Balance Transfers
    • Fee-free Cash Advances
    • Contactless Cards (Tap to Pay)
    • Revolving Payment Options
    • Multiple Authorized Users with Individual Spending Limits
    • Detailed Billing Statement Options
    • Auto Rental Collision Damage Waiver (Secondary)
    • Emergency Card Replacement
    • Emergency Cash Disbursement
    • Real-Time Transaction Alerts

    For current rates and fees visit our Credit Card Disclosures page.

Business Platinum

This is our lowest rate Business Visa Credit Card. 

  • No Penalty APR
  • No Annual Fee
  • Free Balance Transfers
  • Fee-free Cash Advances
  • Contactless Cards (Tap to Pay)
  • Revolving Payment Options
  • Multiple Authorized Users with Individual Spending Limits
  • Detailed Billing Statement Options
  • Auto Rental Collision Damage Waiver (Secondary)
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Real-Time Transaction Alerts

For current rates and fees visit our Credit Card Disclosures page.

Business Platinum with Rewards

This Business Visa Credit Card offers a great rate option and the ability to earn rewards.

  • No Penalty APR
  • No Annual Fee
  • Free Balance Transfers
  • Fee-free Cash Advances
  • Contactless Cards (Tap to Pay)
  • Revolving Payment Options
  • Multiple Authorized Users with Individual Spending Limits
  • Detailed Billing Statement Options
  • Auto Rental Collision Damage Waiver (Secondary)
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Real-Time Transaction Alerts

For current rates and fees visit our Credit Card Disclosures page.

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Woman smiles while holding her Peach State Business Visa card

BUSINESS VISA CREDIT CARD WITH REWARDS

Our Business Rewards Card Will Make Your Business Smile

When you open a Business Visa Rewards Credit Card at Peach State, we'll automatically enroll you to earn bonus points.

  • With ScoreCard Rewards, you earn one bonus point for every dollar spent in net retail purchases.
  • Rewards include options for products to grow your business or reward your staff.
  • Enjoy instant savings on fuel at participating gas stations.
  • You can browse online and redeem your rewards at your own convenience.
  • Visit www.scorecardrewards.com for more information.
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Healthy Credit Card Habits to Start Now Checklist Cover Clear Background

The Credit Card Tips You Need!

Healthy Credit Card Habits to Start Now [Checklist]

If you're a first-time credit card user, an experienced credit card user, or someone who suffered a credit score setback, following our Healthy Credit Card Habits Checklist can improve your financial situation and keep your finances on track.

Testimonial

Share Your Story
I love Peach State and the employees that work there are awesome!
 
- Tracey F.
Kind, local, actually care about their members!
 
- Craig B.
Very fast and simple to conduct my business. The tellers are very professional and knowledgeable.
 
- Gerald W.
 

Frequently Asked Questions

These are a few of the commonly asked questions about our Visa Credit Cards.
For even more FAQs, check out our Member Knowledge Base.
How do I report fraud or dispute a transaction on my Peach State Visa Credit Card?
To report credit card fraud or dispute a transaction, please contact our card processor directly at 800.299.9842 for assistance.
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How do I report my Peach State Visa Credit Card lost or stolen?
If you’ve lost your credit card or it’s been stolen, it’s important to notify us immediately to protect yourself from potential fraudulent activity...
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How do I increase my Visa Credit Card limit?
Peach State will need to update your application to process a limit increase or upgrade your card type. Here's how...
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Member Knowledge Base
Disclosures
How We Will Calculate Your Balance: We use a method called “average daily balance (including new transactions).” This information can be found in the Peach State Credit and Charge Card Disclosures for Annual Percentage Rates. To find out what may have changed since then or to obtain a copy of the Agreement, call 678.889.4328 or 855.889.4328.
 
*  APR – Annual Percentage Rate. Qualification is based on an assessment of the business's creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. A $15 application fee is charged for processing. Subject to credit approval. 
 
Refer to the Peach State Credit and Charge Card Disclosures for Annual Percentage Rates. Peach State will determine card type and limit based on application information and credit history.