eXtreme Checking

Our Student and Teen Checking Account has it all!

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Student and Teen Checking Account

eXtreme Checking offers the flexibility and support teenagers, students, and young adults need, while still encouraging independent money management habits.

  • Ages 14-21 Those under age 18 must have a parent or guardian as a joint owner.
  • Easily Transfer Money Access and move money when you need to.
  • No Min. Balance There are no minimum balance requirements for eXtreme Checking.
  • Balance Alerts Ability to set up low balance alerts through Online and Mobile Banking makes it easy to watch your spending.
Teenagers studying
Teen lays on couch shopping with PSFCU visa debit card

SUCCESSFUL FUTURE

The Perfect Teen Checking Account for Their Future!

Managing a teen bank account correctly is a great way to gauge whether or not a teen is financially responsible enough for their first credit card or their first auto loan. Our eXtreme Checking even offers additional perks:

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You Make a BIG Difference with Every

Purchase with the Debit Card that C.A.R.E.S.!

Every time you make a purchase with your Peach State Debit Card, we donate a nickel to the C.A.R.E.S. Foundation.1 That means YOU are helping to support your community. Keep your Peach State Debit Card as your go-to card of choice because it’s more than just a way to pay – it’s making a BIG difference.

1 $0.05 per transaction of Peach State Federal Credit Union’s merchant interchange income from our Visa Debit Card program is used to benefit the communities we serve. We will determine where/how funds are disbursed. This does not affect members’ accounts nor will any member information be disclosed. You will not incur any additional fees or charges from this program. Merchant interchange income is derived from fees that a merchant pays to accept credit/debit card payments. The C.A.R.E.S. program may or may not apply to ATM transactions, certain commercial transactions, or other transactions not processed by Visa.

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teen girl using her extreme teen checking account from Peach State FCU

Can you get a Checking Account at 14?

Yes, at Peach State, our Student and Teen Checking Account is for ages 14-21. Set your teen up for success by encouraging responsible money management. 

Those under 18 must have a parent or guardian as a joint owner. Use our Teen Checking Account to help gauge your teen's financial knowledge and empower them to learn healthy habits! 

Testimonial

Share Your Story
Personal service is excellent, they treat you like you're important, and give us time so we don't feel rushed.
 
- Wade B.
Easy to access accounts. Geographically convenient as well. Fraud protection provides a sense of security. I recommended it to my son and he is happy as well.
 
- Andrea H.
I have been with this credit union since my teens. They have always been helpful and friendly. Anytime I have had a question, they are quick to respond. 
 
- April H.
 
Three Practical Budget Templates

3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand

Frequently Asked Questions

These are a few of the commonly asked questions about our teen bank accounts.
For even more FAQs, check out our Member Knowledge Base.
What do I need to open an account at Peach State?
Joining Peach State is easy! Once you’re ready to open an account, explore the documents you will need.
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How do I order a new debit card?

Peach State makes it easy to order a new debit card.  You can either give us a call or visit any Peach State branch location. If you think you may be a victim of fraud, contact us immediately.

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Does Peach State offer Zelle?

After careful consideration and substantial research, we have decided not to offer Zelle due to....

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Member Knowledge Base