eXtreme Checking

Our Teen Checking Account has it all!

Teen Checking Account Features

eXtreme Checking offers the flexibility and support teenagers need, while still encouraging independent money management habits.

  • Ages 14-21 Those under age 18 must have a parent or guardian as a joint owner.
  • No Monthly Fees Save your hard-earned money. No monthly service fees are charged.
  • No Min. Balance There are no minimum balance requirements for eXtreme Checking.
  • Balance Alerts Ability to set up low balance alerts through Online and Mobile Banking makes it easy to watch your spending.
Teen girl holding Peach State debit card
Teen friends walk through school

The Perfect Teen Checking Account for Their Future!

Managing a teen bank account correctly is a great way to gauge whether or not a teen is financially responsible enough for their first credit card or their first auto loan. Our eXtreme Checking even offers additional perks:


You Make A BIG Difference With Every
Purchase with the Card that C.A.R.E.S.!

You make an eXtreme impact when you bank with Peach State! Each purchase you make with your Peach State Visa Debit Card results in Peach State donating a nickel to the Peach State FCU C.A.R.E.S. Foundation, which supports non-profits, school systems, and the arts in the communities.1

With no additional effort or work, you get to help the people in your community. That's another reason why Peach State is a smart place for teens to bank!

1 $0.05 per transaction of Peach State Federal Credit Union’s merchant interchange income from our Visa Debit Card program is used to benefit the communities we serve. Peach State will determine where/how funds are disbursed. This does not affect members’ accounts, nor will any member information be disclosed. You will not incur any additional fees or charges from this program. Merchant interchange income is derived from fees that a merchant pays to accept credit/debit card payments. The C.A.R.E.S. program may or may not apply to ATM transactions, certain commercial transactions, or other transactions not processed by Visa.



Peach State FCU helped me manage my money and taught me how to navigate my funds online and through the mobile app. Thank you Peach State FCU!!!

- Naya P.
I was awarded  $2,000 from the Peach State FCU Career Advancement Scholarship. It helped alleviate some of my school expenses to pay for other things. I am forever grateful for this scholarship.
- Tiffany Y.
I am 22 years old and have no credit. Peach State helped me get into a car loan and now I am on my way to building credit. Thank you for helping the younger members. 
- Paige B.
Three  Practical Budget Templates
3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand