Start Your Visa Application Today
Low Interest Credit Cards With Rates That Haven't Changed
At Peach State we haven't raised our Visa Credit Card rates in over 20 years!1 We offer a variety of credit card options to fit your lifestyle with rates as low as 6.9% APR and 0% for six months on all new purchases and balance transfers!2
For all current Visa Credit Card rates and fees, please visit our Credit Card Disclosures page.
- Fee-FREE Balance Transfers Transfer your balance from other higher-rate cards without a fee and start saving today!
- Fee-FREE Cash Advances Use your available credit any way that's convenient – you can count on us for great rates!
- No Annual Fees You'll never be charged an annual fee! And you'll enjoy a 25-day grace period on all purchases.
- Emergency Card Replacement Lost your card? We'll get you a replacement quickly! We also offer emergency cash disbursement.
- Real-Time Transaction Alerts Never miss a beat when managing your card with important alerts and notifications.
1 Rates are subject to change.
2 APR – Annual Percentage Rate. The 0% introductory APR applies to purchases, cash advances and balance transfers. Offer applies to new Visa Credit Card accounts only and may expire at any time; does not apply to account upgrades. If you are upgrading from a rewards card to a non-rewards card, then your points will expire at the time of the upgrade. The 0% APR is effective for the first six statement periods following the opening of your account. The APR will return to the annual percentage rate of your approved card type after the promotional period, or if you fail to make a minimum periodic payment during the promotional period within 60 days from the due date for that payment. Rates range from 6.9% to 14.9%. A $15 application fee is charged for processing. Subject to credit approval.
THE BEST REWARDS CREDIT CARD
Our Rewards Cards Will Make You Smile
When you open a Visa Rewards Credit Card at Peach State, we'll automatically enroll you to earn bonus points.
- With ScoreCard Rewards, you earn one bonus point for every dollar spent in net retail purchases.
- Travel rewards include options for purchasing air miles!
- You can browse online and redeem your rewards at your own convenience.
- Visit www.scorecardrewards.com for more information.
- We also offer a low-rate Visa Student Platinum Card3 with rewards.
3 Minimum age is 18. A guarantor may be necessary if your annual income is not sufficient for repayment.
The Credit Card Tips You Need!
Healthy Credit Card Habits to Start Now [Checklist]
If you're a first-time credit card user, an experienced credit card user, or someone who suffered a credit score setback, following our Healthy Credit Card Habits Checklist can improve your financial situation and keep your finances on track.
Frequently Asked Questions
