Business Savings Account

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Earn Dividends
Maximize your cash assets.

Business Savings Account Benefits

By opening a Business Savings Account at Peach State, you and your business will become a member-owner of the credit union. You'll also be a part of something bigger...a smart place to bank!

  • Accessible 24/7 online and mobile account access.
  • Earn Dividends Earn dividends monthly on the average daily balance.2
  • Low Minimums Low $5 minimum balance requirement.1
  • No Monthly Fees We don't charge monthly savings account fees.
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1 Must be an existing member, eligible to become a member through our Field of Membership, or business must join as a Select Employee Group (SEG). An initial deposit of $5 is required to maintain your stake in the credit union, and there is a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). All members must maintain a $5 balance in their Savings account to remain a member-owner and demonstrate regular activity in their account to keep it open.

2 You must maintain a minimum $100 balance in order to earn dividends.

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Business Savings Account Rates

Earn dividends monthly when you maintain a balance of $100 or more in your Savings Account. 

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*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership eligibility.

Business Savings Account Rates

Tier
Dividend Rate
APY*
Tier
Tier I
$100.01-$2000.00
Dividend Rate
0.15%
APY*
0.15%
Tier
Tier II
$2000.01-$10,000.00
Dividend Rate
0.15%
APY*
0.15%
Tier
Tier III
$10,000.01 & Over
Dividend Rate
0.15%
APY*
0.15%
Effective August 23, 2022

*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership eligibility.

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SAVE WITH CONFIDENCE

The Best Business Bank Account For Saving

When you save your hard-earned money in a Peach State Business Savings Account, your business becomes a member-owner of the credit union. Choosing to bank with Peach State is a smart choice for you and your business!

  • Bank with a financial institution that gives back to the community through the Peach State FCU C.A.R.E.S. Foundation.
  • All of your savings at the credit union are federally insured by the National Credit Union Administration for up to $250,000, so rest assured that your money is safe. Your accounts are also insured up to an additional $750,000 with coverage by Excess Share Insurance Corporation (ESI), a licensed insurance company, for combined coverage of up to $1,000,000.
  • Receive quarterly statements and enjoy 24/7 online access to your account details.

 

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Testimonial

Share Your Story

I just started college and was scared to pay for it. The staff listened to my needs and helped me choose the right account that would work for me. Thank you Peach State FCU!!!

- Naya P.

 

I love this bank! Easy access and easy to manage my account online. They are more than happy to answer my questions.
 
- Amy C.
I opened a vacation club account to put away money each month for my son to attend camp. We were able to save up enough to send him to camp for 10 summers, thanks to our account with Peach State.
- Kathryn S.