A Savings Account That Works for You

The Best Savings Account Around

By opening a savings account at Peach State you'll be a member of the credit union and earn a competitive savings interest rate1. Plus you'll be a part of something bigger... a smart place to bank!

  • Accessible You'll enjoy 24/7 online access to account balances and transactions.
  • No Monthly Fees We don't charge monthly savings account fees.
  • Low Minimums Low $5 minimum balance requirement.1
  • Earn Dividends Earn dividends monthly on the average daily balance.2

 

1 An initial deposit of $5 is required to maintain your stake in the credit union, and there is a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). All members must maintain a $5 balance in their Savings account to remain a member-owner and demonstrate regular activity in their account to keep it open. Other fees may apply.

2 You must maintain a minimum $100 balance in order to earn dividends.

Young man compares savings options

Best Savings Account Rates

Earn dividends monthly when you maintain a balance of $100 or more in your Savings Account. 

*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.

Savings Account Rates

Tier
Dividend Rate
APY*
Tier
Tier I
$100.01-$2000.00
Dividend Rate
0.15%
APY*
0.15%
Tier
Tier II
$2000.01-$10,000.00
Dividend Rate
0.15%
APY*
0.15%
Tier
Tier III
$10,000.01 and Over
Dividend Rate
0.15%
APY*
0.15%
Effective August 23, 2022

*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.

Testimonial

I just started college and was scared of to pay for it. The staff listened to my needs and helped me choose the right account that would work for me. Thank you Peach State FCU!!!

- Naya P.

 

I love this credit union! Easy access and easy to manage my account online. They are more than happy to answer of my questions.
 
- Amy C.
I opened a Vacation Club Account to put away money for m son to attend camp. We were able to save up enough to send him to camp for 10 summers thanks to our account with Peach State.

- Kathryn S.

Club Accounts

Club Accounts are special savings accounts you can open to save for a specific purpose or event. For your convenience, Christmas Club Accounts will automatically transfer to one of your other accounts at the end of October.

  • Budget for holiday spending.
  • Save for education expenses.
  • Save for taxes or other large bills.
  • Save for a wedding, vacation, or another event.

*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.

Club Account Rates

Account
Dividend Rate
APY*
Account
IRA
Dividend Rate
0.50%
APY*
0.50%
Account
Christmas
Dividend Rate
0.15%
APY*
0.15%
Account
Vacation
Dividend Rate
0.15%
APY*
0.15%
Account
Other
Dividend Rate
0.15%
APY*
0.15%
Account
Student
Dividend Rate
0.15%
APY*
0.15%
Effective September 23, 2022

*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.

Young couple compare saving account options

BEST SAVINGS ACCOUNT

Put Your Money Where it Matters

When you open a Savings Account you join Peach State and become a member-owner of the credit union.

  • Deposit Insurance: All of your savings at the credit union are federally insured by the National Credit Union Administration for up to $250,000. Your accounts are also insured up to an additional $750,000 with coverage by Excess Share Insurance Corporation (ESI), a licensed insurance company, for a combined coverage of up to $1,000,000.
  • Bank with a financial institution that gives back to the community through the Peach State FCU C.A.R.E.S. Foundation.
  • Receive quarterly statements and enjoy 24/7 online access to your account details.
  • Setting up a direct deposit into your Savings Account makes saving a breeze!
3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand