Financing Solutions for

Ag Equipment

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Ag Equipment Loan Features

We're here to help you with all your equipment needs – whether you're purchasing a tractor, skidsteer, mower, mini excavator, baler, or other equipment.

Competitive Rates Lower costs mean affordable financing.
Custom Financing Tailored programs and solutions for any sized operation.
Flexible Terms A variety of repayment options to fit your unique needs.
Local Service One-on-one service that keeps operations and relationships growing.

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Ag Equipment Rates

Affordable rates and flexible terms for all your equipment needs.

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* APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Offer applies to equipment models 2018 or newer with 300 hours or less. Estimated monthly payment of $18.79 per $1,000 borrowed for a term of up to 60 months at 4.74%. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for the Peach State loan. A $15 loan application fee is charged for processing. Terms and conditions are subject to change without notice.

Ag Equipment Loan Rates

AG Equipment Loan Term

APR* (as low as)

AG Equipment Loan Term

Up to 36 Months

APR* (as low as)

4.74%

AG Equipment Loan Term

37-60 Months

APR* (as low as)

4.74%

AG Equipment Loan Term

61-72 Months

APR* (as low as)

5.00%

AG Equipment Loan Term

73-84 Months

APR* (as low as)

6.00%

Effective July 1, 2025

AG EQUIPMENT

Financing for our farming communities!

From tractors to harvesters, reliable equipment is essential for operations to run smoothly. You can count on our competitive rates and local service to help keep your farm growing.

Financing options for tractors, trailers, mowers, and other farm equipment.
Get the best deal with up to 100% financing for qualified buyers.
Start sowing the seeds of growth today!

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Don't let the car buying process overwhelm you. We are here to help you every step of the way!

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Testimonial

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Great member service. Quick and easy car loan process, and I like the ease of use of the mobile banking app.

- Chad M.

No fees. Easy to access online banking or use the app. Good rates for loans.

- Shannon S.

Payroll deduction makes saving so much easier. The member service has always been spot on. The car buying assistance program is very convenient.

- Beth C.

Frequently Asked Questions

These are a few of the commonly asked questions about Auto Loans.

For even more FAQs, check out our Member Knowledge Base.

Peach State does not always require a down payment for vehicle loans. Whether you need to make a down payment will depend on your application.

Peach State is located in Georgia and South Carolina. If you’re purchasing from outside of these states, then you’ll need to contact us to review the request.

Can I skip a payment on my loan?

Yes, members can skip up to two payments on each loan per calendar year for a small processing fee. Terms do apply.