Dollars & Sense

The Best Summer Toys for Adults

Written by Peach State Federal Credit Union | May 12, 2022 3:59:31 PM

Recreational Vehicles

Summer is right around the corner and what better way to kick it off than with a new toy for yourself or one the whole family can enjoy. At Peach State, we offer several recreational loan options to make your summer exciting, fun and memorable.

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1. RVs


Is a road trip on your to-do list this summer? Have you considered purchasing an RV that you can make your own? Over the past few years, more and more younger individuals have raided the RV market and manufacturers are here for it. Today, RVs are being manufactured in all sizes and price ranges. Grab your friends and family, and enjoy the convenience of exploring new places in the comfort of a hotel on wheels – now who wouldn’t love that?

When considering purchasing such a vehicle, follow some safety tips to keep you safe on the road.

  • Make sure your route is RV-friendly
  • Check the oil and transmission before you head out
  • Be sure you have a spare tire and jack
  • Don’t over pack your RV
  • Be careful on turns

 


2. Boats


Another fun summer toy you can revel in this summer, but claim is for the entire family, is a new or pre-owned boat. Owning a boat makes you captain of your vacations! You get to decide where to go, at what time, and when it’s most convenient for you and your family. Whether it’s a summer lake day with the family or a fishing trip with friends, let Peach State help you become the captain of your summer getaways!

Owning a boat comes a lot of responsibility. That’s why we’ve provided some safety tips to make your experience even better.

  • Wear a life jacket
  • Don’t speed
  • Watch out for swimmers and other boats
  • Avoid alcohol
  • Don’t go out alone
  • Always have your phone


3. Motorcycles


If you’re ready to hit the open road, now is the perfect time to consider purchasing a motorcycle. From March through May there is an increase in demand for motorcycles, which leads to an increase in supply. This is great news for you because it means you’ll have multiple options to choose from! Motorcycles have low MSRPs and are cheaper at the pump. Do your research beforehand and keep in mind these key safety tips.

  • Always wear a helmet
  • Follow all traffic rules
  • Inspect your bike regularly
  • Make sure you have the proper license to own and operate a motorcycle
  • Always be aware of other vehicles on the road
May is also Motorcycle Awareness Month! As the weather becomes warmer, it’s important to stay alert and learn to share the roads with our fellow motorcyclists. Keep this in mind the next time you take the wheel and let’s keep each other safe!

 

Recreational Loans


Peach State’s consumer loans offer 100% Loan-to-Value (LTV). That means that you won’t need to make a down payment towards your purchase because we’ll finance the entire cost! Doing so will free up extra cash to accessorize your new toy or enjoy more memorable adventures that will last a lifetime.

For more information or to apply today, visit us online.