Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Take the confusion away about different types of loans

Types of Loans: Secured vs. Unsecured Explained

When considering a loan, it's important to understand the two main types of loans available for consumers – secured and unsecured. To ensure you make the best decision for your unique financial ...

Happy Woman Trying Sweater Vest Shopping at Thrift Store

More Money, More Problems? Lifestyle Creep is Slowly Draining Your Wallet

A raise, better-paying job, or new life stage should feel rewarding – but as your income increases and spending follows suit, lifestyle creep happens and can trap you into a paycheck-to-paycheck ...

Love scam and romance fraud with messages. Online chat catfish with fake identity

Social Engineering Attacks: Hackers Hacking People, Not Just Technology

Not all scams hack devices, some hack people’s trust. By exploiting our emotions, this fast-growing fraud tactic manipulates victims into giving scammers access to their sensitive information and ...

Knowing how compoung interest works can help grow your savings

Compound Interest Explained: The Secret to Growing Your Money

When it comes to growing your money, understanding compound interest can give you insight into how to effectively increase your savings over time. With more knowledge and a savvy plan, this blog can ...

Financial tips everyone should know

Financial Literacy: 5 Money Skills Everyone Should Master

Of all the life skills necessary for success, money skills are definitely at the top of the list. Financial literacy is necessary for making good decisions for yourself, your family, and your future, ...

Colleagues celebrating success in a modern co-working space

The Money Hack That Could Transform Your Savings

Budgets typically start by looking at monthly bills and expenses, then hoping there’s money left over to save. Reverse budgeting flips the script - starting with prioritizing your saving goals above ...

Wedding, forehead and black couple with love, smile and bonding together with happiness.

Say I Do without the Financial Stress: Wedding Financing Made Simple

Wedding planning can feel overwhelming - especially when expenses add up - but a realistic budget helps reduce stress. Here are key costs to plan for, budgeting tips, and ways to keep expenses under ...

Happy little girl pointing at backpack while buying school supplies with her parents

Ace Back-to-School Shopping without Breaking Your Budget

It’s back-to-school time and that means spending money on supplies, snacks, clothes, and more. Before you venture out, plan ahead and take advantage of these savvy ways to save.

peach state staff donating to one of many food pantry's

Why We Exist as a Credit Union

At Peach State, our mission goes beyond banking. While it’s important to provide exceptional member service and affordable financial products, we also believe it’s our responsibility to help the ...

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