Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Hand takes out a dollar bill from his pocket to spend.

Spend with Purpose: The Credit Card, Debit Card, and Cash Payment Playbook

Your wallet is a tiny decision-making arena and three contenders step forward each day: your credit card, debit card, and cash. Neither is the “best” all the time – each option shines in the right ...

Male and female students looking at a car engine on auto mechanic apprenticeship course

Choosing Work Over Continuing Education: Let’s Talk About It

This blog explores successful alternatives to college - including trade schools, certifications, and entering the workforce. It also covers the pros and cons of each path, the importance of financial ...

make your summer full of fun

The Best Financing for Spring Recreational Vehicles

Spring is the perfect time to shake off routine and make the most of your weekends, and the right recreational vehicle can turn an ordinary Saturday into something you actually look forward to all ...

use this guide to get set up as new homeowners

You Got the Keys…Now What? A New Homeowner Survival Guide

Congrats! You’re a new homeowner! Now what? While this is an exciting time, it can also be a bit overwhelming, especially if this is your first home. No worries – with the help of this blog, you’ll ...

Happy woman tourist enjoying view of the old town of Dubrovnik in Croatia

Tan Lines, Not Debt Lines: How to Pay for a Vacation the Smart Way

Blog Highlights A summer vacation might feel like a distant mirage when your bank account says, “maybe next year,” but with the right plan, that getaway can move from wishful thinking to booked and ...

Confused, phone and reading with woman, fake news and clickbait post

The Psychology Behind Scams: Why People Get Tricked

Blog Highlights A suspicious text or phone all doesn’t usually kick down the door – it sweet talks its way in. Modern scams are less about clumsy tricks and more about psychological persuasion – ...

Female assistant smiling from the counter in clothing store

Life Between Semesters: A College Student’s Break Guide

Blog Highlights Stay Productive: Use your break wisely and make choices that your future self will thank you for. Save More & Spend Less: Be mindful of where your money goes during your time off. ...

Learn the key differences between a heloc and home equity loan

Home Equity Loan or HELOC? Don’t Decide Until You Read This

Blog Highlights Lump Sum vs. Flexible Access: A Home Equity Loan gives you funds upfront while a HELOC lets you draw as needed. Fixed vs. Variable Rates: Home Equity Loans feature stable payments; ...

middle aged man doing home renovations with dog watching

Budgeting for Home Improvements without Racking Up Debt

Blog Highlights Upgrades can make your home more comfortable, increase its value, and even help reduce energy costs. But without a clear plan, these projects can quickly lead to high‑interest and ...

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