Fresh Start Checking Gives You a Second Chance!

Fresh Start Checking Account Features & Perks

Our Fresh Start Checking Account is ideal for members who may not be able to open a checking account due to past credit or banking history. 

  • Debit Card Get the freedom of having a Debit Card!
  • Low Cost Only a nominal monthly fee applies. See fees.
  • Account Access Full access to Online and Mobile banking 24/7/365.
  • Upgrade Option You may be eligible to upgrade in just 12 months!
Couple looking at finances together on computer
decorative chevron pattern
Young family check iPad together on couch

A financial comeback is possible!

Sometimes You Just Need a Second Chance.

Why let your credit stop you from taking control of your financial future? We want our members to thrive no matter what your current circumstances are. 

Three  Practical Budget Templates

3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand


The staff is always pleasant and I have access to 2 branches. I like the fact that my money shows up as soon as it is deposited.
- Alfanena B.D.
Dont have to live in the same state as the credit union. Keep up the positive work for all these hardworking people.
- Ernestine P.
The friendly and helpful attitude of the employees makes you feel welcome.
- Landra M.

Frequently Asked Questions

These are a few of the commonly asked questions about Peach State.
For even more FAQs, check out our Member Knowledge Base.
Member Knowledge Base