Fresh Start Checking Gives You a Second Chance!

Fresh Start Checking Account Features & Perks

Our Fresh Start Second Chance Checking Account is ideal for members who may not be able to open a checking account due to past credit or banking history. 

  • Debit Card Second chance banking with the freedom of a Debit Card!
  • Account Access 24/7 access to your second chance bank account with Online and Mobile banking.
  • Low Cost Only a nominal monthly fee applies. See fees.
  • Upgrade Option You may be eligible to upgrade in just 12 months!
Youn couple applying for a Second Chance Checking Account with Peach State FCU
decorative chevron pattern
Hispanic Couple applying for a Peach State Second Chance Checking Account-1

A financial comeback is possible!

Sometimes You Just Need a Second Chance.

Why let your credit stop you from taking control of your financial future? We want our members to thrive no matter what your current circumstances are. 

Three  Practical Budget Templates

3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand

Testimonial

I've been with the credit union since 1990. They have always treated me decent, even during my financial hardship when I had to file for bankruptcy. 

- Barbara S. 
 
As a member for over 30 years, the management of checking and saving accounts have been effortless. The personal assistance with various loans was both needed and appreciated. 

- Debi C.
Everyone is kind and friendly. Member service is great. They always help and provide the best advice and suggestions. 

- Jamal Sr.
 

Frequently Asked Questions

These are a few of the commonly asked questions about Peach State.
For even more FAQs, check out our Member Knowledge Base.
Member Knowledge Base