Dollars & Sense

Peach State FCU Blog

Here is how to make a credit cards your friend

Credit Cards: Friend or Foe to Your Finances?

Blog Highlights Benefits: Learn how to use credit cards as a financial tool to build credit, earn rewards, and enjoy greater flexibility and fraud protection. Risks: Understand how overspending, ...

Teen using CARES card to make online purchase

Your Money, Your Rules: Smart Spending Habits for Young Adults

Blog Highlights Managing Everyday Spending: A debit card is a great starting point for teaching students and teens how to budget their own money while managing every day spending responsibly. Beyond ...

Wedding guests throwing rose petals confetti tradition over bride and groom on their special day.

Wedding and Honeymoon Planning: Affording Your Dream Celebration

Congratulations! Planning a wedding and honeymoon is such an exciting time! Whether you’re dreaming of a grand celebration or something on the smaller side, affording your dream wedding and honeymoon ...

This-lady-is-happy-because-she-was-able-to-build-credit-with-her-credit-card

How to Build Credit with a Credit Card

Securing a credit card and utilizing it each month can be an effective strategy to build a robust credit score. While other borrowing and repayment options are also part and parcel of a diverse ...

Find better alternatives to buy now pay later methods

Buy Now Pay Later: Exploring Limitations and Smarter Alternatives

Buy now pay later (BNPL) options are on the rise in Georgia and South Carolina due to the ease of use and convenience of monthly payments. Often though, these programs are not the best financial ...

a happy couple holding up their Peach State credit card

What is a Balance Transfer Credit Card and How Can it Help Me?

High-interest credit card debt can weigh the average working family’s monthly budget down. The inability to cancel out credit card balances is only compounded by escalating interest charges. In an ...

Young woman using her Peach State credit card online

How to Transfer a Credit Card Balance to Pay Down Debt in 5 Steps

Household debt continues to increase across the U.S. and some Americans are trying to learn more about how to transfer credit card balances and the possible savings they may experience by switching ...

A young woman uses her Peach State Credit Card to shop online

Using Credit Cards to Build or Repair Credit? Here's How Long it May Take

It may come as something of a surprise, but less than 2 percent of Americans have a perfect FICO score. The rest of us could use a boost. One of the tried-and-true methods to increase scores involves ...

This relaxing pool could be a perk of your travel credit card rewards program.

The Best Travel Rewards Credit Card Will Surprise You!

Travel for work or pleasure will probably be ramping back up before we know it. If you haven’t already, be prepared to receive daily offers – email, flyers and ads with promotions for travel rewards ...

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