Dollars & Sense

Peach State FCU Blog

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Beyond Banking: Purpose Over Profit

Blog Highlights Innovation: Credit unions provide the modern tools Millennials and Gen Z expect – but with the added trust and personal service you want. Community Impact: A unique operational ...

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Why Credit Unions Can Offer Better Rates

Although banks and credit unions have similar financial products and services, there are characteristics that allows one institution to offer better rates. Credit unions go beyond standard banking, ...

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How to Dodge Unwanted Overdraft Fees: Avoid Them with 5 Easy Steps

Life is always moving and so is money — in and out of your account. With all that movement, mistakes can happen leading to dreaded overdraft fees. These fees can quickly add up, turning a small ...

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The Credit Union Difference: People First, Not Profits

In a world where financial institutions often prioritize profits over people, credit unions stand as a beacon of hope, offering a refreshing alternative to traditional banks. Rooted in the philosophy ...

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People Helping People: The Power of Humility and Gratitude

Giving, gratitude, and joy are in abundance this time of year. We would like to pay homage to this special time by sharing a bit of our story – from our humble beginnings to our commitment to service ...

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Best Banking Choice for Your Money and Future

Banking looks much different today than it did decades ago and the technology has come a long way. With so many options available for how and where to bank, finding the best choice for your money and ...

This young driver was able to save big by using a credit union for her car loan.

5 Major Benefits of a Credit Union Car Loan

When it’s time to buy a new car, most of us need some type of financing to pay for the vehicle. While there are a variety of options for auto loans, some are more consumer-friendly with better ...

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Why Credit Unions Can Withstand Tough Economic Times

While a credit union may look like a bank, there are several key factors that differentiate the two. Credit unions are formed by people with a common bond, built around a cooperative structure owned ...

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Credit Union Vs Bank: 6 Myths Debunked

Making informed decisions has never been more difficult. We live at a time when internet-driven misinformation clouds issues and perpetuates myths. This holds particularly true when trying to make an ...