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Earn More with a Business Money Market Account.

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Money Market Account Benefits

Maximize your earnings with our Business Money Market Account. Earn higher rates of interest on higher balances with this guaranteed investment.

  • Tiered Rates The higher your savings balance, the more you earn in dividends.
  • No Monthly Fee No monthly service fee when you maintain a $2,500 daily balance.
  • Easy Access Access by check, pre-authorized electronic withdrawals, or transfers six times per month.
  • No Risk Watch your hard-earned business savings grow with guaranteed returns and few restrictions.
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Business owners looking at earnings with a Business Money Market Account from Peach State FCU

Business Money Market Rates

Earn more with our competitive Business Money Market Account rates while maintaining the liquidity and security your business needs.

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*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account. All accounts are subject to the applicable terms and conditions set forth in the Understanding Your Share Accounts brochure, including but not limited to Terms and Conditions, Funds Availability, Truth-in-Savings, and Electronic Funds Transfer.

Business Money Market Rates

Tier
Dividend Rate
*APY
Tier
Tier I
$0-$9,999.99
Dividend Rate
0.50%
*APY
50%
Tier
Tier II
$10,000.00-$24,999.99
Dividend Rate
0.99%
*APY
1.00%
Tier
Tier III
$25,000.00-$99,999.99
Dividend Rate
1.24%
*APY
1.25%
Tier
Tier IV
$100,000.00 & Over
Dividend Rate
2.23%
*APY
2.25%
Effective January 28, 2026

*APY – Annual Percentage Yield. This is a variable rate account. Rates may change at any time without notice. Fees could reduce earnings on the account. All accounts are subject to the applicable terms and conditions set forth in the Understanding Your Share Accounts brochure, including but not limited to Terms and Conditions, Funds Availability, Truth-in-Savings, and Electronic Funds Transfer.

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Business Owner reaching her goals with a business money market account from Peach State FCU
PLAN FOR THE FUTURE

A Business Money Market Account can help you reach your goals!

When you run a business, having adequate cash reserves on hand is essential. Have confidence that with a Business Money Market Account, your money will be working hard for you and will be there when you need it.

  • Convenient access to funds through writing checks, pre-authorized electronic withdrawals or transfers.
  • Gives your business flexibility with managing funds. 
  • Earns a higher percentage yield than a regular savings account.
  • Save for growth, expenses and your business' future.
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Testimonial

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My experience with Peach State has always been positive! The member service is top notch, and any time I've needed assistance with a loan or an account, they are very professional when answering my questions! 
 
- Katherine P.
 
Fast, friendly, professional, and great service!
 
- Steven B.
Convenient location, friendly and knowledgeable manager and tellers.  
 
- James W.
 

Frequently Asked Questions

These are a few of the commonly asked questions about Business Accounts. 
For even more FAQs, check out our Member Knowledge Base.
What documentation is required to open a business account?
Documentation required for business accounts will be determined by the entity structure of the business. Click "Read More" for a document list.
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What types of business deposit accounts does Peach State offer?
We offer a variety of depository services to our business members. To learn more about our individual business deposit accounts, click "Read More."
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Who is able to become a member of Peach State Federal Credit Union?
Peach State offers membership to the employees of our sponsor Boards of Education, and many Select Employee Groups (SEGs) and associations.
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Member Knowledge Base