ATV parked on mountain

ATV and UTV Financing at Peach State!

Apply Today

Fuel Your Next Adventure

The great outdoors awaits! Whether an all-terrain vehicle (ATV) or a side-by-side UTV is on your shopping list, we want you to ride straight to Peach State for your ATV financing needs.

  • Low Rates Our low-cost loans will meet your needs.
  • Fast Turnaround Your loan stays local for faster funding.
  • Great Terms ATV and UTV loan terms fit the size of your purchase.
  • Fun Awaits! Get the most out of life, while paying the least.
Group ATV ride through forest

Calculate Your ATV/UTV Loan Costs

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ATV/UTV Loan Calculator

Find your perfect payment! Try a few different rates and terms to see what works for your budget and then email the results to yourself.


Your actual term and payment will be provided upon acceptance of a Peach State FCU loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Low ATV/UTV Rates
Use the rate table below to see what your rate could be at a term that works for you! When you're ready, start your application.

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Local Decision-Making
With your lending team right here at Peach State, you'll get the answers you need quickly. Apply today.

Low ATV Financing Rates

Talk to our lending team today and get pre-approved before you head out to shop for your ATV/UTV. 

*APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Term of up to 36 months; estimated monthly payment of $29.66 per $1,000.00 borrowed. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 100% of the NADA vehicle valuation. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.

ATV, UTV Loan Rates

Loan Term
APR* (as low as)
Loan Term
Up to 36 Months
APR* (as low as)
3.29%
Loan Term
37-60 Months
APR* (as low as)
3.29%
Loan Term
61-72 Months
APR* (as low as)
3.79%
Loan Term
73-84 Months
APR* (as low as)
4.79%
Effective August 19, 2022

*APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Term of up to 36 months; estimated monthly payment of $29.66 per $1,000.00 borrowed. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 100% of the NADA vehicle valuation. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.

Friends ride ATV through lake

UTV & ATV FINANCING

Get the Most for
Your Money

What are you waiting for? Adventure is calling! Take a ride on your new ATV or side-by-side UTV today with affordable financing through Peach State.

  • Low rates
  • Automatic payment options
  • Get pre-approved to avoid over-spending at the dealer
  • Flexible terms for new or used vehicles
3 Free Templates!

Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

  • Fillable online
  • Calculates in real-time
  • Easy to use and understand

Testimonial

Very friendly service with a personal touch. Their excellent loan and credit rates make this the best banking experience.
 
- Mike G.
For years we grew more frustrated with the big bank we used. Peach State answered all our questions and made switching easy. Our only regret is that we didn't make the jump sooner. Thank you for serving your members' needs.
 
- Chris B.
Staff is always friendly and helpful. 
 
- Adrienne M.