Dollars & Sense

Peach State FCU Blog

Here are some budgeting hacks

Budgeting Hacks to Help You Save Time, Money, and Avoid Stress

Blog Highlights Automate: Schedule recurring bill payments and set up payroll deductions to go directly into a savings account to stay on track and build your emergency fund. Tools: Use free ...

Buying a home with a single income is possible

Buying a Home on a Single Income: What You Need to Know

Blog Highlights You can absolutely buy a home on one income. Start by knowing your budget, checking your credit score, and getting pre-qualified. Explore mortgage options designed for single-income ...

Sun, Fun & Savings: Summer Staycation Ideas Without the Hefty Price Tag

Blog Highlights Outdoor Adventures: Escape into the great outdoors and experience all that nature has to offer with a summer adventure that doesn’t require the high expenses of travel. Cultural ...

Happy middle ages woman riding a bike

5 Empowering Habits for Women to Build Financial Independence

Building lasting wealth isn’t just about dollars – it’s about habits, mindset, and confidence. For women navigating various life stages, from launching careers and starting families to planning ...

Young couple reviewing their budget

Money Moves that Matter: A Financial Survival Guide for Millennials and Zennials

For many, managing personal finances has always been a challenge, but Millennials and Zennials (Gen Z), face unique difficulties. From rising living costs to student loan debt and the ever-evolving ...

Here are some unconventional ways to help with your savings efforts

Reimagine Your Savings: 4 Unconventional Ways to Reframe Your Financial Habits

Blog Highlights Discover Cash Stuffing: In this blog, learn how using physical envelopes for budgeting can curb your spending and boost your savings. Explore Spending Challenges: Find out how ...

Middle age woman sitting at her desk working on her budget for the No Spend Challenge

A College Student’s Guide to Completing the ‘No Spend Challenge’

The ‘No Spend Challenge’ is a fun way to regain control over your spending, build your savings, and master new budgeting techniques. It’s a one-month commitment to only spend money on highly needed ...

Wedding guests throwing rose petals confetti tradition over bride and groom on their special day.

Wedding and Honeymoon Planning: Affording Your Dream Celebration

Congratulations! Planning a wedding and honeymoon is such an exciting time! Whether you’re dreaming of a grand celebration or something on the smaller side, affording your dream wedding and honeymoon ...

Money Lessons You Should Learn by 30: What Social Media Won’t Teach You

Let’s face it, social media is full of advice about money, how to earn it, grow it, and spend it. From influencers touting “get rich quick” strategies to enticing posts about buying the latest luxury ...

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