Dollars & Sense

Peach State FCU Blog

credit union employee hading a member a cashiers check

Cashier’s Check or Digital Cash App? Here’s When to Go Old School

It’s easy to overlook traditional financial tools like cashier’s checks, especially when digital cash apps dominate. However, in certain situations a cashier’s check still holds strong value and ...

Here are some unconventional ways to help with your savings efforts

Reimagine Your Savings: 4 Unconventional Ways to Reframe Your Financial Habits

Blog Highlights Discover Cash Stuffing: In this blog, learn how using physical envelopes for budgeting can curb your spending and boost your savings. Explore Spending Challenges: Find out how ...

You can make your dream of getting a higher education at any age possible with your homes equity

Beyond the Basics: Unique Ways to Harness a Home Equity Loan for Major Goals

Blog Highlights Financing Life Milestones: Learn how to utilize your home's equity to finance significant life events such as weddings, education, or medical procedures through a fixed rate home ...

Here are some home upgrades that will add value to your home

5 High-Value Home Improvement Projects and How to Finance Them

Blog Highlights Maximizing Your Home Office: Learn how to enhance your workspace for maximum productivity and appeal, making it perfect for today's hybrid work environment. Utilizing Unused Spaces: ...

Financial education starts young

Financial Education for Kids: Simple Ways to Teach Money Management

Blog Highlights Key Money Skills for Kids: Teach practical money principles that will build lifelong financial habits, including the value of saving for goals and budgeting wisely. Fun Financial ...

Two-Factor Authentication for Cyber Security. Person using a laptop with a digital screen displaying a shield icon and 2FA representing two-factor authentication and enhanced cyber security measures

Understanding Two-Factor Authentication (2FA) Scams: How to Protect Your Identity

Two-factor authentication (2FA) is a security measure that requires two forms of identification, such as your password and a code sent to your phone, to verify your identity to access your online ...

Black family, father and daughter playing with mother on living room sofa together for fun bonding at home.

Master Your Finances: A Weekly Money Routine for Financial Success

In this blog we'll show you how to create weekly financial habits that'll: Help you keep mindful spending in check Reduce stress and increase confidence in managing your money Help you achieve your ...

Manage your holiday debt

Say Goodbye to Holiday Debt with These 5 Effective Strategies

Indulging for the holidays and overspending is bound to happen with all the gifts, food, travel, decorations, and festive events. Unfortunately, this can mean debt accumulation for many people who ...

Millennial friends on a hiking trip celebrate reaching the summit and have fun posing for photos

Save for Big Firsts: Use the S.M.A.R.T. Method for Reaching Your Goals

In this blog, we’ll talk about: Setting Clear Goals and Timelines: Discover your ‘why’ and create a plan for achieving its purpose. Whether saving for a first car, adventure or home, your goal ...

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