Dollars & Sense

Peach State FCU Blog

Make sure your first apartment is a fun experience

Unpacking the Costs of Your First Apartment: What TikTok Didn’t Tell You

Blog Highlights Rent: Learn how much of your income should go toward rent and why following the 30% rule helps you stay financially balanced. Expenses: Discover the hidden costs of apartment living – ...

Make your retirement stress free with these tips

Retirement Planning: Maximize Your Nest Egg with Smarter Spending Habits

Blog Highlights Budgeting: Learn how to create a realistic retirement budget with a fixed income that keeps your financial goals on track. Saving: Discover practical ways to cut costs, and take ...

Slow shopping can help you with your long term savings and budgeting

Slow Shopping: 7 Surprisingly Easy Ways to Curb Impulse Buys

Blog Highlights Learn: Understand what slow shopping is and receive new tactics that'll curb on-the-whim spending temptations. Budgeting: Discover how sticking to a budget can keep you in control of ...

Here are some tips for money management for single parents

Money Management Tips for Single Parents: Simple Steps to Stay on Track

Blog Highlights Budget: Create a simple budget that's easy to stick to and realistically tracks income and expenses for your family. Save: Build daily saving practices into your everyday routine ...

Here are some budgeting hacks

Budgeting Hacks to Help You Save Time, Money, and Avoid Stress

Blog Highlights Automate: Schedule recurring bill payments and set up payroll deductions to go directly into a savings account to stay on track and build your emergency fund. Tools: Use free ...

Sun, Fun & Savings: Summer Staycation Ideas Without the Hefty Price Tag

Blog Highlights Outdoor Adventures: Escape into the great outdoors and experience all that nature has to offer with a summer adventure that doesn’t require the high expenses of travel. Cultural ...

credit union employee hading a member a cashiers check

Cashier’s Check or Digital Cash App? Here’s When to Go Old School

It’s easy to overlook traditional financial tools like cashier’s checks, especially when digital cash apps dominate. However, in certain situations a cashier’s check still holds strong value and ...

Here are some unconventional ways to help with your savings efforts

Reimagine Your Savings: 4 Unconventional Ways to Reframe Your Financial Habits

Blog Highlights Discover Cash Stuffing: In this blog, learn how using physical envelopes for budgeting can curb your spending and boost your savings. Explore Spending Challenges: Find out how ...

You can make your dream of getting a higher education at any age possible with your homes equity

Beyond the Basics: Unique Ways to Harness a Home Equity Loan for Major Goals

Blog Highlights Financing Life Milestones: Learn how to utilize your home's equity to finance significant life events such as weddings, education, or medical procedures through a fixed rate home ...

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