Dollars & Sense

Peach State FCU Blog

Use these 7 factors to help in buying your next home.

Home Sweet Home: 7 Factors to Weigh Before Buying a Home

Buying a home is one of the largest investment decisions many people make. But how do you know if buying a home is right for you? There are many factors that weigh in on making a final decision and ...

Use these factors to decide if renting vs buying is better option for you.

Renting vs. Buying: 5 Factors in Making the Right Housing Decision for You

Buying a home is one of the biggest decisions many of us make in our lives. But how do you know if you should continue renting vs. buying a home? There are pros and cons to each of these housing ...

Buying a house in a cool market doesn't have to be stressful.

5 Tips for Anyone Buying a House in a Cool Market

Shopping around for a new house? Right now, we’re in what experts call a “cool market”. But that doesn’t mean you can’t find the home of your dreams. Read on to learn more about what a cool market is ...

Understanding if a home equity loan or a new mortgage is a better option will make decision making much easier.

Love It or List It? Deciding if a Home Equity Loan or New Mortgage is Right for You

Should You Remodel or Move? Sometimes our needs change and the house we thought we’d call home forever may no longer work for us. When this time comes, we have to decide whether it’s best to buy a ...

Use these steps to make buying your first home stress free and enjoyable.

10 Crucial Steps for Every First-time Homebuyer

Owning a home of your own is part of the American Dream. But a first-time homebuyer must take diligent steps to be in a position to make what may be their single largest investment. If you're getting ...

Before you settle on a mortgage check if an adjustable rate mortgage is a good fit.

Mortgage Options - Is an Adjustable Rate Mortgage Right for You?

An Adjustable Rate Mortgage ranks among one of the popular types of home loans in a highly competitive and red-hot housing market. If you plan to purchase a house or refinance your existing home, ...

Home equity loans make great debt consolidation loans Peach State can help.

3 Reasons the Best Debt Consolidation Loans are Home Equity Loans

If you are like many homeowners who feel consumer debt has reached a tipping point, securing a home equity loan could prove invaluable. Qualified borrowers who put equity to work often consider these ...

home loans do not have to be complicated couple hugging while holding home keys to new house

Home Loans: What You Need to Know to Get Approved [10 Item Checklist]

If you want to know how to get approved for a home loan, you've come to the right place. According to the National Association of Realtors® 2020 Home Survey Report, 57 percent of Americans believe it ...

knowing-what-to-look-for-when-buying-a-house-is-critical-family-unpacking-van-in-front-of-new-house

What to Look for When Buying a House in a Hot Market

The surging real estate market shows no signs of slowing down and that creates both opportunities and challenges for buyers. When looking to buy a house, a hot market can take home prices and the ...

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