Dollars & Sense

Peach State FCU Blog

Here are some new homeowner tips and tricks

Buying Your First Home: Terms, Tips, and Traps

Blog Highlights Master the Mortgage Lingo: Get up to speed on must-know terms – down payment, PMI, escrow, ARMs, closing costs, and more - so nothing slips past you at closing. Budget for the Full ...

find out if in an arm is a good solution for you

Refinancing an Adjustable Rate Mortgage: When it Makes Sense (and When it Doesn't)

Blog Highlights When Refinancing Makes Sense: Discover the key triggers – rising market rates, long-term stay plans, improved credit profiles, and budgeting stability – that indicate it’s a smart ...

You can make your dream of getting a higher education at any age possible with your homes equity

Beyond the Basics: Unique Ways to Harness a Home Equity Loan for Major Goals

Blog Highlights Financing Life Milestones: Learn how to utilize your home's equity to finance significant life events such as weddings, education, or medical procedures through a fixed rate home ...

Here are some home upgrades that will add value to your home

5 High-Value Home Improvement Projects and How to Finance Them

Blog Highlights Maximizing Your Home Office: Learn how to enhance your workspace for maximum productivity and appeal, making it perfect for today's hybrid work environment. Utilizing Unused Spaces: ...

Understand the different types of mortgage today

Fixed Rate vs. Variable Rate Loans: Choose Wisely for Your Borrowing Needs

When it comes to loans, they are not all created equally…and that’s a good thing! There are a variety of loans, some of which are fixed rate and others are variable rate. This blog will explain the ...

understanding the differences co borrowers and co signers is important

Co-Borrower vs. Co-Signer: Choosing the Best Option for Your Loan

When applying for a loan, your credit history, income, and the way you manage your finances plays a huge role in your approval and interest rate of the loan. When your credit score is too low to ...

Couple-exploring-arm-mortgage-rates-and-their-potential-savings-together-using-a-pen-and-notebook-while-outside.

ARM Mortgage Rates 101: Break Down the Lingo & Find Potential Savings

With so many Mortgage options available, understanding which one best fits your needs and budget can be overwhelming. Adjustable Rate Mortgages (ARMs) may sound intimidating, but if you’re looking ...

Learn about Unlocking Your Homes Value Cash Out Refinance vs Home Equity Loan

Unlocking Your Home’s Value: Cash Out Refinance vs. Home Equity Loan

If you own a home, one of the perks is being able to utilize the equity to help meet your financial goals. When it comes to leveraging your home’s equity, homeowners have a few choices, including a ...

An adjustable rate mortgage is helping this grandmother save money while helping her grandson that she is holding in her arms.

5 Ways an Adjustable Rate Mortgage May Save You Thousands

An Adjustable Rate Mortgage can save you thousands of dollars over the life of a home loan. Sometimes referred to as floating Mortgages or ARMs, these borrowing opportunities have unique incentives ...

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