Dollars & Sense

Peach State FCU Blog

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Home Loans: What You Need to Know to Get Approved [10 Item Checklist]

If you want to know how to get approved for a home loan, you've come to the right place. According to the National Association of Realtors® 2020 Home Survey Report, 57 percent of Americans believe it ...

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What to Look for When Buying a House in a Hot Market

The surging real estate market shows no signs of slowing down and that creates both opportunities and challenges for buyers. When looking to buy a house, a hot market can take home prices and the ...

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Credit Union vs Bank: Which Mortgage is Better

The decision to apply for a mortgage may leave you wondering whether a credit union or a bank is the best lending resource for you. You may ask yourself: credit union vs bank, where should I go? The ...

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Wondering - Should I Refinance My Mortgage? [Expert Tips Inside]

You work hard for your money and deserve the best possible mortgage interest rates and terms. Homeowners whose financial situation has changed over the years sometimes wonder whether they should ...

a home equity loan through peach state can help you create your dream backyard image of backyard and pool

The 5 Best Home Improvement Projects for Spring

Homes, like people, are a work in progress. Using the equity you’ve acquired in your home to enhance your home’s features, quality of life, and property value can be a very wise investment. As winter ...

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20 Key Questions to Ask During Your Home Inspection

The importance of a thorough home inspection cannot be understated. After identifying a suitable house in your mortgage pre-approval range, a certified home inspector helps identify major and minor ...

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FHA Loan Pros, Cons, and Must-Know Tips to Get Approved

Federally-guaranteed mortgage programs are designed to serve those who may not have perfect credit scores or earn high salaries. The Federal Housing Administration (FHA) backs home loans that give ...

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4 Ways to Qualify for a VA Loan: Explore The Benefits

The country can never repay the debt of gratitude we owe the men and women who serve in the military. Soldiers provide us with safety, security, freedom, and prosperity at great personal risk. This ...

Beautiful new home with a mortgage from peach state.

How Much Mortgage Can I Afford? 5 Steps to Ensure You Don't Overspend

You have been saving and planning, and now it is finally time to start shopping for your first home! We are thrilled for you! Before you hit the real estate listings or start interviewing agents, you ...

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