Supplemental Insurance

Protection for Life’s Unexpected Moments

Added Security

No Cost Coverage

Protect what matters most with supplemental insurance options available through Peach State’s trusted insurance partners. From accident coverage to short-term residential care, these solutions can help provide financial protection and peace of mind when it matters most.

What Is AD&D Insurance and What Does It Cover?

We offer AD&D Insurance through American Income Life and Franklin Madison. AD&D Insurance can provide financial support if a covered accident leads to death or a serious injury, such as the loss of a limb. This coverage can help ease the financial burden during a difficult time.

Unlike traditional life insurance, which typically covers death from illness or other causes, AD&D Insurance generally applies only to qualifying accidental death or injuries. Coverage details vary by plan, so it’s important to review your policy carefully.

Limitations and exclusions may apply. AD&D Insurance products are not products of the credit union and are not obligations of or guaranteed by the credit union. AD&D Insurance is offered through American Income Life and Franklin Madison. The credit union makes no representations as to the services of any provider. For details about coverage and costs, please reach out to American Income Life or Franklin Madison.

Hospital Accident Protection (HAP)

Members can take advantage of hospital accident protection through Franklin Madison. The plan provides cash benefits, paid directly to you, in the event of hospitalization due to a covered accident.

Cash Payout Bridge financial gaps with a direct cash payout.
Flexibility Funds can be used to cover deductibles, copays, or everyday living expenses.
Peace of Mind Works alongside current medical plans.

Limitations and exclusions may apply. Hospital Accident Protection products are not products of the credit union and are not obligations of or guaranteed by the credit union. Hospital Accident Protection is offered through Franklin Madison. The credit union makes no representations as to the services of any provider. For details about coverage and costs, please reach out to Franklin Madison.

Recuperative Care (RC)

These short-term residential care plans offered through Franklin Madison provide cash benefits to members after they are released from the hospital following a covered accident or sickness. These benefits can help with hospitalization and recovery-related expenses.

Cash Payout Bridge financial gaps with a direct cash payout.
Flexibility Funds can be used to cover deductibles, copays, or everyday living expenses.
Peace of Mind Works alongside current medical plans.

Limitations and exclusions may apply. Recuperative Care products are not products of the credit union and are not obligations of or guaranteed by the credit union. Recuperative Care is offered through Franklin Madison. The credit union makes no representations as to the services of any provider. For details about coverage and costs, please reach out to Franklin Madison.

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Budgeting Templates

Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.

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Frequently Asked Questions

These are a few of the commonly asked questions about Peach State's services.

For even more FAQs, check out our Member Knowledge Base.

Yes, you can consolidate your debt using one of these loan products: Personal Loan, Home Equity Loan, Visa Credit Card, or Cash Out First Mortgage Refinance.

Our C.A.R.E.S. Foundation was established in March 2021 with the goal of improving the lives of our neighbors with contributions throughout our community.

How do I apply for a loan or mortgage at Peach State FCU?

Applying for a loan only takes a few minutes! There are three ways to apply for a loan. To apply for a loan, you can apply online, call 770.580.6000, or visit a branch.