Dollars & Sense

Peach State FCU Blog

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Putting an End to the Minimum Payment Trap: Paying Off Credit Card Debt Faster

Blog Highlights Understanding minimum payments: Learn the ins and outs of minimum payments – how they’re calculated and applied to your balance. Avoiding the debt trap: Understand why minimum ...

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Stay Safe: 6 Tips for Protecting Against Credit Card Fraud

Blog Highlights The latest in credit card fraud: Equip yourself with knowledge of emerging fraud trends to recognize warning signs of credit card fraud. Useful advice for staying protected: Learn ...

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The Hidden College Costs No One Warns You About

Blog Highlights How to Spot Hidden College Costs: Learn about common expenses that often get overlooked, from off-campus housing fees to transportation and daily living costs. Simple Strategies to ...

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5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)

Blog Highlights Budgeting isn’t optional: Track your spending to stay on top of your goals and avoid unnecessary debt. Using credit responsibly builds your score: Misusing it can leave you with ...

Save Your Way: How to Build a Habit of Saving

Blog Highlights Change of Behavior Creates A New Habit: Understand how shifting thoughts about money from reactive to proactive can positively impact a saving habit. Consistency is Not a Chore: Take ...

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Unmasking Financial Taboos: Normalizing Conversations About Money

Blog Highlights Breaking the Barriers Around Money Talk: Silencing discussions around money can lead to confusion, mismanagement, stress, and missed opportunities. We’ll uncover why talking about ...

Sun, Fun & Savings: Summer Staycation Ideas Without the Hefty Price Tag

Blog Highlights Outdoor Adventures: Escape into the great outdoors and experience all that nature has to offer with a summer adventure that doesn’t require the high expenses of travel. Cultural ...

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5 Empowering Habits for Women to Build Financial Independence

Building lasting wealth isn’t just about dollars – it’s about habits, mindset, and confidence. For women navigating various life stages, from launching careers and starting families to planning ...

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Save for Big Firsts: Use the S.M.A.R.T. Method for Reaching Your Goals

In this blog, we’ll talk about: Setting Clear Goals and Timelines: Discover your ‘why’ and create a plan for achieving its purpose. Whether saving for a first car, adventure or home, your goal ...