Everyone Has a Story – Share Your’s Today

At Peach State, we are dedicated to our member-owners and the communities we serve. Making a difference and positively impacting the lives of those we serve means we are achieving our mission. Here are some of our favorite stories we have the honor of being a part of.


Tiffany's Story


I have been a member of Peach State FCU for years now. I recently went back to school after a few years off. I was unable to receive any financial aid upon returning and didn't know how I would pay for my books or tuition. While on the member website, I noticed a feature about the PSFCU Scholarships. Most of them were for graduating seniors in high school, however, I scrolled upon one that was for adults pursuing degrees for career advancement. I applied and waited for the results. I was chosen as a recipient! I was able to pay for my books and tuition! I excelled that semester and received both recognition from the Vice President of Student Affairs, and I have since received a two-step promotion on my job! I am very grateful for the opportunity I was given by Peach State, and I am currently only seven classes away from graduation.

Alison's Story


My story is not about a product or a service but just the kindness of Peach State Federal Credit Union staff members. My mom was an employee of Gwinnett Co School system so she had her banking with PSFCU for 30 years, she had IRAs, savings, checking and as she got older, added me to the account if anything should happen. She developed Alzheimer’s so I had to jump in and assist her. During that time and in the time she passed, there was a lot to set up, remove, change names for, close out, transfer and Fran was one of the staff members who advised me in that time. It was always smooth and easy with Fran, to the point I set up my daughter's accounts with them and continued banking. The kindness and compassion won me over! Even my daughter's first debit cards and checking experiences have gone smoothly. We are very thankful to PSFCU!

Kathy's Story


In 2019 I found myself in credit card debt that seemed to be going nowhere. I was paying high interest rates and seeing little decrease in my balances. There seemed to be no way out. I felt like I was drowning!

I contacted the credit union and spoke with Alexander about consolidating the credit card debt into 1 payment. I had little hope that he could help me because of my debt ratio. He came up with a creative solution where my van loan could be used as collateral to pay off all the debt. What a relief! My monthly payment was manageable, and my credit card debt was paid off.

Bergetta's Story


Being a single parent of two has always posed a challenge for me to purchase my own car. Having said that, I am so thankful for Peach State’s Fresh Start Auto Loan Program. Because of this program I am purchasing my own spacious Nissan Rouge. Now I'm an official Taxi Mom! Thank you, Peach State.

Sarah's Story


My husband and I have been together for 6 years, married for 2 years. When we first got together, my husband didn’t know how to work on his credit or finances. I had him switch his bank to Peach State because I knew he would get more information here. Any person we have met with has done a great job explaining to both of us how things work and what we need to do, and now his credit score is higher than mine! He has paid off several small loans and I have gotten my car loan and it has really helped us when we needed it. Soon we will be looking for a house together!

Teresa's Story


Benita has helped us get a car when we had no way of getting around and she’s helped us to get a loan for my grandkids’ Christmas. Even when bills were due, she was there. She had an open ear when I needed someone just to talk to, when my spirit was down, she made sure I didn’t leave her office feeling the same way I came in. I just want to say thank you, Benita.

Christy's Story


I was so nervous requesting a loan for anything, without having some big down payment. The fear I had about trying was because I have always been rejected. I have had a credit card with Peach State FCU building my credit over the last 5 years, and I was approved for the loan of my dream camper! Jessica made the process so easy and stress free. All the hard work over the years with the help of this wonderful credit union has paid off. Now with working as hard as we do in these times, my family and I can finally enjoy some stress-free affordable vacations!! Thank you Peach State FCU!!

Delane's Story


I started to work at the Board of Education in May of 1982 and one of the first things I did was open an account with the credit union. There were 2 employees back then, which is remarkable when I now see Peach State FCU is all over the state of Georgia. The service and sense of family is what has kept me a member for 40 years.

Kent's Story


Peach state is a family-oriented business. They have outstanding services and pay more interest than most banks. My wife and I are very satisfied the way they take care of their members. God bless you all.

Susan's Story


I don't mind getting old, but when my finances began to have major hissy fits, I had to get help. My son who has banked with Peach State for many years told me to go talk to Amela. She advised me, and then took care of setting me up with a line of credit and so on. She is always there when I need any questions answered about my banking, handling each request with intelligence and courtesy. The other employees at that branch of Peach State (Five Forks Trickum and Oak Road) are always friendly and knowledgeable.

Jennifer's Story


I was having issues with my account and I couldn't get into it. It had been frozen so one of the ladies that work at the drive through window was able to unlock it and help me with a transfer so that I could pay a bill that needed to get paid. I was thankful it was fast and easy. Definitely love the team at the Trion location.

Jake's Story


We have a 2009 Toyota Sienna that my wife was driving. The van needed work to drive safely on the road. It has 250,000+ miles on it and really on its last leg. Mrs. Angela helped us get into a 2015 Dodge Ram truck. Now my wife has a safe vehicle to drive and get around in. We love it and Mrs. Angela was so great with the process, it was super easy!! We love banking and doing business with Peach State!!

Patty's Story


We were looking to refinance our vehicle loans to get a better interest rate. Miss Angela at the credit Union in Cornelia, Georgia helped us out. She explained all of our options and we got the best rate possible on both vehicles. We also decided to refinance our mortgage. Miss Angela and Mr. John helped direct us to what we had to do and were able to refinance our current mortgage to help our finances. We are so grateful to Peach State Federal Credit Union and would highly recommend this financial institution.

Nancy's Story


I am a victim of an almost scam from Amazon. They called me with a purchase for an iPhone off my bank account. I was so upset I hung up went to the Peach State branch in Winder. They helped me to solve my issue within minutes. They were so helpful and understanding. I am so thankful for all the kindness and help. Issue solved. I have been a member since 2013 and this will always be my bank.

Johnathan's Story


My story begins like countless people before me. I decided I wanted to increase my credit score and perhaps acquire a loan of some sort in the foreseeable future. After a couple of years of managing my finances, I began applying for credit with no success. One by one I kept getting denied, but it didn't deter me. A few more months went by, I began my search again. This time I applied for a personal loan with Peach State FCU and they took a chance with me. I paid off the loan with no late payments and suddenly creditors began bidding for my services. Peach State made the application process simple and within a few hours (seemed like minutes) the funds were in my account. All of this was done online. Thanks Peach State, I wish you continued success.

Cathy's Story


I have been a member of Peach State for many years. In 2017, I suffered a stroke and spent 2 years at the Shepherd Center in Atlanta. I am a 5-year survivor and Jonathan has continued to provide me with consistent professional and emotional support as I have had to relearn many basic skills. He has helped me with loans for my children, an occasional password reset, and so much more. I love my credit union, and I love all of the employees who have learned my name and continue to provide the support I've always had at Peach State.

Diane's Story


I would like to share my awesome experience with the Lawrenceville, GA branch. I have visited multiple times and each time, my experience is the same – warm and inviting. I am greeted with a friendly welcome and a smile. When I’ve signed in, an employee has quickly said ‘someone will be with you shortly.’ I even noticed the manager was assisting customers and staff, which generally managers are tucked away and out of sight. About two months ago, I signed in and Jamesa welcomed me back to her office. I advised her that I wanted a personal loan. I shared that my credit score wasn’t the greatest but my payment history was perfect. First, she made sure that I qualified to be a credit union member. In less than an hour, I had opened checking and savings accounts AND was approved for a personal loan. It was SUCH an easy process and she was amazing in explaining the process in detail. About a month later, I decided to consider refinancing my car through Peach State. I was so happy to see Jamesa again. Once again, she made the process effortless and if I had brought everything with me, she would have completed the loan the same day. It was completed the next morning. My rate and car payment was considerably lower with Peach State! HURRAY!!!! Jamesa is SUCH a joy, so knowledgeable, professional and caring. I would strongly suggest anyone considering a checking/savings account, personal loan or auto refinancing, request Jamesa, you will be SO glad you did!

Juan's Story


I arrived with my family to the U.S. to pursue a professional opportunity after being transferred by my company far away from home. Our first months were really challenging and Ashley from Peach State’s Hawthorne Park branch in Athens, GA was the first person that helped us in solving one of our big challenges: getting a car. From the beginning we felt content by the Peach State community and that became really valuable, especially when you don´t know how things work in a new environment. With the help of Ashley, we were able to get a car loan and, on top of that, we have been assisted with finding a car, all within the credit union.

"THANK YOU" to Ashley and Peach State Federal Credit Union. I encourage other people to be part of this big family.

Kathryn's Story


When my son was diagnosed with Type 1 diabetes at age 6, it turned our world upside down. One of the bright spots in the journey we took was the promise of Camp Kudzu, a summer camp for kids with Type 1. In order to save the money needed to send him to camp, I opened a vacation club account to put away money every month. This way, when time came to make payments for camp, we would already have it in the account and not have to worry about having the full amount ready to go. With my account, we were able to send him to camp for 10 summers as a camper and one year as a junior counselor. This summer, he'll be a counselor for the first time, helping the kids aged 8 - 17 who are living with diabetes, thanks to our account with Peach State!

Kerry's Story


There are actually a few things that come to mind when I think about Peach State Federal Credit Union!

I use the account I have there as a way to save money for the future or for any unseen circumstances that may arise. I love the account because money is automatically taken out of my paycheck and deposited. This keeps it from my direct use/view and allows me to save.

I also love the location of my branch! I was raised in Young Harris, GA and still live there today. The convenience of having a true local branch is ideal for me! Peach State recognized and rewarded me in 2019 when I was chosen as our Middle School Teacher of the Year. I remember thinking of how nice it was of them to come to our board meeting and make the teachers of the year feel extra special and appreciated.

Lastly, I applied for and was awarded with a scholarship to help with the financial burdens of continuing my education and obtaining an advanced degree. The scholarship funds came at an ideal time in my life. I was on maternity leave, with upcoming medical bills to pay. This scholarship took the stress of the educational costs away by helping with my tuition and cost of resources.

I am so very thankful for Peach State and I look forward to opening additional accounts with them, for not only myself but also for my children!

Tiffany's Story


I always dreamed of having a fairytale wedding. When my husband proposed, I knew that I wanted everything to be perfect. I didn’t want to settle for anything less than my perfect day, but I also couldn’t afford all of the bills, so I reached out to Peach State for help. I applied for a personal loan, was approved and received the funds – all within three days! The best part – the payments are taken out monthly through payroll deduction, so I don't have to remember to make payments. I’m beyond grateful for the financial assistance Peach State provided to help make my big day memorable!

Peach State came to the rescue again not long after we were married. I was in my last semester of my doctoral program and had no idea how I would cover tuition, fees and books. Our finances were tight, but I didn’t want to drop out of the program because I was almost finished. Around this time I received an email about Peach State’s Career Advancement Scholarship. I decided to take a chance and apply. When I received a letter letting me know that I was awarded one of the $2,000 scholarships I immediately burst into tears. Thank you, Peach State for helping alleviate some of my school expenses! Without this scholarship, I wouldn’t have been able to complete my doctorate.

Crystal's Story


I am a paraplegic that is bound to a wheelchair and for years I had a car that I drove and was able to fold my wheelchair up and put it in my car. My husband and I also have 2 children. With the wear and tear on my arms from lifting my wheelchair for so many years and getting our kids in and out the car it was getting way too hard to do anymore and we needed more space as well. I had applied for us to get a loan for a mobility vehicle at several places and nothing worked out. Finally, a van became available that had everything I needed on it but we still didn’t qualify for a loan anywhere. We came to Peach State, applied and was approved. It was one of the happiest days for me because it meant no more pain trying to get in and out my car and plenty of room for our family. This made a huge difference for our family but so much more for me. It saved me having 2 shoulder surgeries from lifting my wheelchair and helped my independence. We have now paid that loan in full and are very thankful for all the help from everyone at Peach State that made this possible. Thank you all so very much! 

Christopher's Story


I am a self-employed professional chainsaw sculptor, wholly dependent on my truck to operate my business. In the month of July, my wife and I bought a new home and welcomed a new baby within 5 days of each other! In August, our truck blew up! Because we had just obtained credit for the home, the banks would not approve us for an auto loan. Out of sheer desperation, we walked into a credit union we were not yet a member of, told them what was going on and we were respected, listened to, and helped. Peach State FCU approved us for a loan with a 1/3 the APR the banks offered and for up to $36,000 more. Because of them, our business and our family are able to continue on this wonderful journey. 

Caitlin's Story


I joined Peach State Federal Credit Union my second year of college when I planned to start building credit. I was lucky enough to get my very first credit card. Opening the credit card at Peach State was the best thing I’ve ever done. I was able to start an account the very same day and would end up using Peach State for everything. I completely left my previous bank and have never looked back. I was able to pay off my 3rd and 4th year of college without needing any additional student loans all because Peach State worked with me. Once I had my daughter and had to put off school I decided to get a debit card and regular credit card with Peach State. The staff has always been amazing and friendly. I’ve always been able to rely on them to reach out through email, text and phone calls. I have never had to wait on a busy line for longer than maybe 5 minutes. This year I was so fortunate to refinance my car through Peach State and pay it off in July. My story is constantly growing. I adore Peach State and I recommend it to everyone!

Angela's Story


I am a mother of 3 and grandmother of 1. Besides having a full-time job, I was also a college student. I graduated in September 2018 with my Masters in Accounting and Finance Management. That degree didn’t come with grants attached. I had to apply for loans. I was blessed by Peach State with a scholarship this year to help me with my expenses. I am also thankful for the quick loan. On multiple occasions from annual vacations to emergency issues, I have been able to borrow funds and per pay check, pay them back. I am truly thankful.

Renee's Story


I recently lost my father to early onset Alzheimer’s. Prior to this, we had to place him in a nursing home and I needed to take out a Signature loan to help with some immediate expenses. I had just taken out a car loan and redone a mortgage, I’m not sure if I would have been approved at another bank. The branch manager in Athens was so nice and so understanding. She made the entire process quick, enabling me to get out of town quickly, as my father lived in Louisiana. I have never forgotten the kindness Melissa showed to me during my time of need. 

Natalee's Story


I went to many car dealerships to replace my vehicle. I had a little, used sedan for over 6 years. My students wouldn’t stop asking me “when are you going to get a new car?” After Hurricane Irma, my car flooded. Water would leak through whenever it rained or I went through a car wash. My car was no longer safe–locking up on left turns, leaking coolant constantly, and a broken sunroof that couldn’t get me any relief on hot, summer days.

I couldn’t think of getting a new car, not after moving and a pay cut. The dealerships pushed me around and tried to put me in damaged, used cars and encouraged me to take out loans with obscene interest rates. But Peach State Federal Credit Union was there for me. I had no idea that I could get such a reasonable interest rate and a new car without breaking the bank. Thanks to Peach State, I can get to work safely and transport our school’s fundraising materials without them getting soaked in the rain.

Karen's Story


Peach State helped during a time when my mother was very sick and we were getting her affairs in order. I needed to be added to her account so I could handle her financial matters while she underwent chemotherapy. Peach State was there for us making the process simple, quick and painless. The ladies at the branch in Jefferson, Georgia were kind, helpful and consummate professionals. My mother passed away more than 3 years ago but I am still a member and that’s because Peach State doesn’t just care about the money, they care about their members. That is something you very rarely find today.

Tell us your Peach State story!

Did you get a vehicle loan when you had been turned down elsewhere?

Did Peach State help you open an account when you didn’t think you would qualify for one? 

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