Your Story Makes
a Difference

Tionna

I’ve been a member of Peach State Federal Credit Union since I was 18 years old, and it’s been one of the best financial decisions I’ve ever made. When I first joined, my credit wasn’t in great shape. However, thanks to Peach State I had the opportunity to open a credit card to build a positive credit history. Within a couple of years, my financial situation improved dramatically. Also, during the holidays I can utilize the Skip-A-Payment program to give me the breathing room I need to stay afloat without falling behind. That kind of support is rare – and it makes a big difference for me and my family. Peach State truly lives up to the credit union difference – they care about their members and it shows. I’m so grateful to be part of a financial institution that invests in people, not just numbers.

Walter

Cancer is an expensive disease. I was trying to figure out how I was going to get back to Houston, Texas at MD Anderson Cancer Center to have a life changing operation. I called Angelia at Peach State and told her my situation, that I needed air fare and expense money to return to Houston after 10 days. Because she knew me and I had used Peach State for other things, she said, "Mr. Walt, I will have it all ready for you when you get back in town." She did. I had the operation and that was 6 years ago. So many things were on my mind, but in her office the day she had everything ready. The paperwork and the check for me to go back to Houston with peace of mind that I had the financial help I needed. Thank you, Angelia and Peach State.

Christopher

We suffered a devastating loss in a camper fire, which thankfully my family and I escaped. Afterwards, a lot of expenses went on a high interest rate credit card. We were able to get a debt consolidation loan from Peach State that was a fraction of the interest. This allowed us to pay it off faster and move on from a difficult time without added unnecessary financial strain. Thanks, Peach State Cornelia branch!

Josh

Over the past 19 years, Peach State Federal Credit Union has been a constant support in my financial journey. They’ve helped me purchase cars, open lines of credit, and even achieve the milestone of buying my first home. Through their guidance, I’ve also opened savings accounts that have provided security and peace of mind for my family during emergencies. Their team has always treated me with care, offering guidance that has led me toward lasting financial success and stability. I am truly grateful for the impact Peach State has had on my life and the confidence they’ve helped me build for the future.

Carolyn

My credit union has been with me since the very beginning – 27 years ago, they were my very first “big girl” adult account. Back then, opening that account felt like a rite of passage, a step into independence and responsibility. Over the years, they’ve become more than just a financial institution; they’ve been a steady, trusted presence through every season of life. When I needed a loan recently, they showed up once again – not just with funds, but with faith in me. It meant the world to know that the same place that welcomed me as a young adult still believes in me today. Their support has always been personal, never transactional. I’ve felt seen, valued, and uplifted. This loan wasn’t just about money – it was about continuity, trust, my mental state, rest, and the quiet power of long-standing relationships. I can finally exhale a bit…

Lashalla

I’m currently enrolled in college, saw a post about scholarships and applied. Someone emailed me from the branch and told me that I was awarded a scholarship. I was very excited! College students do fall on financial hardships and that was a blessing for me. I want to thank everyone who was involved from the bottom of my heart!

Denise

We are grandparents raising our two granddaughters – one is about to graduate with her master's degree and the other is now a freshman in college. When it came time to pay our portion of the school bill, we didn't have money available. With less than perfect credit we went to Peach State. Shamima helped us with understanding and kindness. She was polite, patient, and extremely thorough in explaining every step of the process. We were approved to cover the school's expenses. We are grateful for her help and excellent service. Thank you, Shamima, for helping to make this possible for our family. 

Jennifer

My husband and I are in the process of adopting our second child. This process requires sending a number of wire transfers which can be a very nerve wracking. The people at Peach State have been amazing at making everything easy and clear. Everything is easy to do, double checked, and done quickly. We haven't had a single issue and are grateful for the member support we receive every time – and our 4-year-old loves the lollipops he gets each trip!

Teresa

After being a long-standing member of another credit union for many years, I found that I was not receiving the level of service I needed, particularly when I encountered difficulties in securing a financial loan for a car. This experience led me to open an account with Peach State Federal Credit Union, and I subsequently moved all my banking accounts here. During the account opening process, I inquired about refinancing my vehicles, and a staff member confirmed that this was possible. A few days after opening the account, my vehicle was successfully refinanced. 

Shortly after, I was involved in an accident involving the car I had just refinanced. This occurred before I even made my first payment. I spoke with a loan officer at Peach State about securing funds for another vehicle, and I was approved for a loan the very next day. Thank you for all you do!

Bradley

Peach State Federal Credit Union has been there for us countless times. When we faced an unexpected construction emergency, they stepped in to help us secure the necessary finances to resolve the issue. Their team is incredibly easy to work with, and from the moment we walk in, we feel right at home—never a burden to them. They took the time to understand our needs and worked diligently to find the best solutions, making sure the process was as smooth and manageable as possible for our family. Thanks to their exceptional service and support, we have since moved all our banking needs to Peach State Federal Credit Union. We truly appreciate their dedication and personalized care.

Haley

I just want someone to know how amazing Mr. Jonathan at the Suwanee branch was! As a current Math teacher of middle school students, so many kids are lacking the knowledge of such an important life skill!!  My girls Caroline and Rebekah opened their first savings account today. To say the experience was wonderful is an understatement. Being taught Savings 101 from Mr. Jonathan, getting to sign their name to their account document, having a card with their account number/member ID, taking their deposit slips with their cash up to the big counter full of the sweetest ladies getting an official Peach State FCU bag with a piggy bank, setting a realistic 2 year long term goal while getting to learn about it all from Mr. Jonathan, is an experience they will cherish forever!!!!!! His approach made them feel so big and so responsible while having fun at the same time!  Every kid needs a Mr. Jonathan when opening their first savings account!

Dionte

When I first walked through the front doors of the Lawrenceville location of Peach State Federal Credit Union back in 2012 – guided by hand by my mother, who swore to me a credit union would be a far better option than a bank – I had to admit I was nervous. I had no idea what to expect, especially since I knew nothing about credit unions. I hadn't even heard of them before. Aren't they just fancier terms for banks? That's what I'd assumed. I was wrong, of course.

I think my nervousness must've been obvious, because the employees who helped my mother and I set up an account were extremely kind and patient, explaining who they were and what they did. They made the entire process easy, quick, and pain free.

I left that day with a shiny new debit card and an eXtreme checking account, still feeling a little nervous but, unknown to me at the time, far more financially secure than when I'd arrived. Little did I know that in the years to come, I'd be relying on that checking account through thick and thin.

I have been a member of Peach State for 12 years – back when it was called "Gwinnett Federal Credit Union". I still have the paperwork telling members about the name change on January 2, 2013! I think it's definitely better. The employees are still just as kind and helpful as they were all those years ago. And through all sorts of ups and downs, throughout family medical emergencies, car breakdowns, home floodings, jobs, moves, trips, funerals and birthdays – everything – Peach State has been my one solid rock foundation. I'm grateful to my mother for having taken me to the credit union that day. And I'm grateful to Peach State for having my back for 12 years running.

Emily

In January of 2023, I made my first "adult" purchase, driving home in my brand-new (to me) car. As a recent college graduate starting my teaching career, this was a milestone for me. It had been months of careful planning, budgeting, and working to find the best interest rate (which, by far, was with Peach State FCU) to make this dream come true.

Then, just four months later, my world was turned upside down by a horrific car crash. While I was incredibly grateful to be alive, the aftermath was overwhelming – endless insurance claims, legal matters, and the daunting task of finding a new car. I felt like I was drowning. That’s when Peach State became a breath of fresh air.

One of my biggest fears after the crash was not being able to afford the same car that had kept me safe. I was terrified that rising market prices and interest rates would make it impossible. But to my incredible relief, Peach State’s great rates made it possible for me to buy yet another dream car.

Not only did they make this endeavor possible, but they met every one of my calls, questions, and concerns with genuine patience and understanding, going above and beyond to keep the process of me closing my original auto loan and beginning a new one as simple as possible.

What felt like an insurmountable financial challenge became something I could navigate with confidence thanks to Peach State’s commitment to care. They truly helped get me back on the road!

Eileene

In 2012 I purchased my first home after recently divorcing. Shortly after that, I had just returned to work from an extended medical leave. Two weeks later, and after eight years of service, I was told my services were no longer needed. Four months later, I still had not found employment and had just about depleted my savings account. Since I had turned 41, I decided it was time to get my 1st mammogram. In February 2013, I was driving home from a job interview. I remember the exact moment I got the call from my doctor asking if I was driving and in a safe place. The next few words I would hear would change my life forever. You have breast cancer. Now a jobless divorcee, with a four-year-old child, I was devastated to hear this news. I thought it was a death sentence. After taking a few days to process this life changing news, I decided I needed to figure out how I would continue to pay my car loan with Peach State. I went to the branch in Athens and ask to speak to a loan officer. After telling her my story, they were able to work with my while I was in treatment and helped to modify the loan to fit my budget. I didn’t care what I had to do to get that payment. I still did not have a job and had gone through multiple surgeries with complications. After 1½ years of surgeries, treatments and recovery, I did land a job. I returned to the work force, got on my feet, and traded my car in for another car. This same sweet loan officer came to my aid again with great financing options. The moral of this story is someone believed in me and showed me compassion while I was going through a difficult situation. Twelve years later, with perfect credit, and great health – 11 years cancer free – Peach State is still getting my business, even though I live in Michigan. Because of this beautiful woman, Peach State will always have my business, even from 1,100 miles away!

Tiffanie

30 years and counting – I am a Peach State legacy! I remember my mom, who was an educator, bringing me into the Lawrenceville branch when I was sixteen years old to start my first checking account. To this day, I remember how friendly the staff were and how comfortable they made me feel. I can honestly say that has been the case with every visit since. They have made my loans seamless and are always ready and willing to answer questions or offer support. My most recent wonderful encounter was only a few weeks ago when I signed up my daughter for her very first account. Only the BEST is passed on from generation to generation! Thank you, Peach State, for providing extraordinary service!

Tara

In 2019 I became a SA survivor. Through this traumatic experience I found out that I had become pregnant several months after the incident, with my handsome baby boy. (He’s 4 now!) I am still new to Peach State, but this credit union has given me the chance to pave a better financial way for my son and I. In a sense, I feel like I am claiming a big part of my life back. Peach State has offered so many ways for me to budget, save, and build up my credit score. This has opened so many more opportunities for me and my son because I was able to qualify for a student loan with my new school. This is setting me up to grow in my passion for baking and creating a legacy for my son! I will most definitely stay with Peach State for the rest of my life!! I don’t know what I would do without this credit union. I am forever thankful.

Anthony

Once upon a time, I found myself in a tight spot. I had been dreaming of owning a reliable vehicle that would not only serve as transportation but also provide a sense of stability in my life. However, my dream seemed to crumble when I was turned down for a vehicle loan by multiple financial institutions. 

Just when I thought all was lost, a ray of hope emerged in the form of Peach State FCU. I had heard about their exceptional service and their commitment to supporting their members, so I decided to give it one last shot. Little did I know that this moment would change my life forever. 

As I stepped into the Peach State branch, I was greeted by warm smiles and a genuine eagerness to help. The staff listened attentively to my story, understanding the challenges I had faced. They empathized with my situation and assured me that they would do everything in their power to assist me. 
With their expertise, the team at Peach State reviewed my financial history, taking into account the circumstances that had led to my previous rejections. While other institutions had only seen numbers and statistics, Peach State saw me as an individual with dreams and aspirations. 

In a world where rejection had become the norm, Peach State offered me a lifeline. They believed in my potential and were willing to take a chance on me. With their guidance, I navigated the loan application process with renewed hope, feeling supported every step of the way. 

With the loan from Peach State, I finally acquired the vehicle of my dreams. It was more than just a means of transportation; it represented a fresh start and a newfound sense of independence. Every time I sat behind the wheel, I was reminded of the incredible service and kindness that Peach State had extended to me. 

But their impact didn't stop there. Peach State continued to support me throughout my journey, offering financial guidance and resources to help me navigate other aspects of my life. Their commitment to their members went beyond a simple transaction; they genuinely cared about my well-being and success. 

Thanks to Peach State’s unwavering belief in me, I not only obtained the vehicle I desperately needed, but I also regained my confidence and hope for the future. They proved that sometimes, all it takes is one institution to change your life, and for me, that institution was Peach State. Their exceptional service and genuine compassion showed me that dreams are still attainable, even when others have turned you away. 

Lauren

I received the Peach State career advancement scholarship two years in a row. Peach State helped me achieve my future career goals by providing funds for nearly 3 of the 6 semesters I had to complete in my Master’s program. I am so grateful for the opportunities that Peach State allowed me to pursue because of these scholarships. These scholarships allowed me to avoid getting a loan and build my Peach State savings account to set me up for a more secure financial future. Now I am almost finished with my degree and am so grateful to Peach State for the two scholarships I received that have helped me get there!

Michael

In 2022 I was diagnosed with colon cancer and underwent chemotherapy. It was a very difficult process. I got through it by concentrating on the things I promised myself I would enjoy after my recovery. One of those things was to start motorcycle riding again. I decided I would get a Harley Davidson once my recovery was complete. 

After months of treatment, I was given a clean bill of health and headed straight to my large nationwide bank which to my disappointment did not offer signature loans, did not loan money for motorcycles, and being a 15-year customer did not help me at all. My wife directed me to Peach State FCU and within 24 hours I was purchasing my next Harley Davidson in celebration of beating cancer. Peach State made the process so easy and before you knew it, we moved all of our accounts to the credit union, and canceled our big bank credit card and got a credit card through Peach State. I am so pleased with our decision, and am reminded of the great member service and care we get from Peach State every time I ride my motorcycle, which is quite often. 

Thank you, Peach State, and a special thank you to Member Service Advisor Ashley who helped us through the entire process!

Tracy

Peach State has always been my go-to for loans over the years. I can always count on Peach State to finance loans for different life circumstances. I would be at a loss if I didn’t have Peach State in my corner. The staff are always so kind and willing to help. I’ve been a member since 1997 and the relationship with Peach State is hands down one of the best banking relationships I have ever had. 

When my daughter was ready for her first checking account, of course we came to Peach State. When she was ready for her first car, Peach State financed it. When she wanted a credit card to build her credit history, Peach State provided it. Peach State has been such a blessing to me and my family over the years. 

Thank you, Peach State. I am forever indebted to you!

Tiffany

I have been a member of Peach State FCU for years now. I recently went back to school after a few years off. I was unable to receive any financial aid upon returning and didn't know how I would pay for my books or tuition. While on the member website, I noticed a feature about the PSFCU Scholarships. Most of them were for graduating seniors in high school, however, I scrolled upon one that was for adults pursuing degrees for career advancement. I applied and waited for the results. I was chosen as a recipient! I was able to pay for my books and tuition! I excelled that semester and received both recognition from the Vice President of Student Affairs, and I have since received a two-step promotion on my job! I am very grateful for the opportunity I was given by Peach State, and I am currently only seven classes away from graduation.

Juan

I arrived with my family to the U.S. to pursue a professional opportunity after being transferred by my company far away from home. Our first months were really challenging and Ashley from Peach State’s Hawthorne Park branch in Athens, GA was the first person that helped us in solving one of our big challenges: getting a car. From the beginning we felt content by the Peach State community and that became really valuable, especially when you don´t know how things work in a new environment. With the help of Ashley, we were able to get a car loan and, on top of that, we have been assisted with finding a car, all within the credit union.

"THANK YOU" to Ashley and Peach State Federal Credit Union. I encourage other people to be part of this big family.

Tiffany

I always dreamed of having a fairytale wedding. When my husband proposed, I knew that I wanted everything to be perfect. I didn’t want to settle for anything less than my perfect day, but I also couldn’t afford all of the bills, so I reached out to Peach State for help. I applied for a personal loan, was approved and received the funds – all within three days! The best part – the payments are taken out monthly through payroll deduction, so I don't have to remember to make payments. I’m beyond grateful for the financial assistance Peach State provided to help make my big day memorable!

Peach State came to the rescue again not long after we were married. I was in my last semester of my doctoral program and had no idea how I would cover tuition, fees and books. Our finances were tight, but I didn’t want to drop out of the program because I was almost finished. Around this time I received an email about Peach State’s Career Advancement Scholarship. I decided to take a chance and apply. When I received a letter letting me know that I was awarded one of the $2,000 scholarships I immediately burst into tears. Thank you, Peach State for helping alleviate some of my school expenses! Without this scholarship, I wouldn’t have been able to complete my doctorate.

Caitlin

I joined Peach State Federal Credit Union my second year of college when I planned to start building credit. I was lucky enough to get my very first credit card. Opening the credit card at Peach State was the best thing I’ve ever done. I was able to start an account the very same day and would end up using Peach State for everything. I completely left my previous bank and have never looked back. I was able to pay off my 3rd and 4th year of college without needing any additional student loans all because Peach State worked with me. Once I had my daughter and had to put off school I decided to get a debit card and regular credit card with Peach State. The staff has always been amazing and friendly. I’ve always been able to rely on them to reach out through email, text and phone calls. I have never had to wait on a busy line for longer than maybe 5 minutes. This year I was so fortunate to refinance my car through Peach State and pay it off in July. My story is constantly growing. I adore Peach State and I recommend it to everyone!