Dollars & Sense

Peach State FCU Blog

Couple meeting fiancial advisor in office

It’s Never Too Early to Start Saving for Retirement

Retirement might feel like a long time away, especially when there are bills, goals, and everyday expenses competing for your attention right now. Saving for retirement doesn’t mean putting away a ...

Good debt vs bad debt

Debt Management: Good, Bad, and Smart Financial Moves

Understanding Good Debt vs. Bad Debt We all have some sort of debt that ranges from credit cards and auto financing to home mortgages and student loans. While some debt is inevitable, it's important ...

station wagon

From a Cardboard Box to a Community: The History of Peach State Federal Credit Union

More than six decades ago, a small group of educators came together to help their colleagues access the financial support they needed. What began with a cardboard box, a station wagon, and a shared ...

INFLATION word on calculator

Inflation Explained: What It Means for Your Money

Inflation reduces purchasing power, meaning your money buys less. Learn practical ways to manage rising costs and protect your budget in our latest blog.

Young woman using laptop and talking on smartphone at new home

Moving Out Without Moving Into Debt

Moving into your own place is exciting, but it also comes with new financial responsibilities. Rent is only one piece of the puzzle. From utilities and groceries to emergency savings and building ...

Borrow smarter with better emergency loan options

Emergency Loans: Borrow Smarter, Not Faster

Unexpected expenses have a way of showing up at the worst possible time. An emergency loan can provide access to the funds you need when savings aren’t enough. This blog can help you find the right ...

Take the confusion away about different types of loans

Types of Loans: Secured vs. Unsecured Explained

When considering a loan, it's important to understand the two main types of loans available for consumers – secured and unsecured. To ensure you make the best decision for your unique financial ...

Happy Woman Trying Sweater Vest Shopping at Thrift Store

More Money, More Problems? Lifestyle Creep is Slowly Draining Your Wallet

A raise, better-paying job, or new life stage should feel rewarding – but as your income increases and spending follows suit, lifestyle creep happens and can trap you into a paycheck-to-paycheck ...

Love scam and romance fraud with messages. Online chat catfish with fake identity

Social Engineering Attacks: Hackers Hacking People, Not Just Technology

Not all scams hack devices, some hack people’s trust. By exploiting our emotions, this fast-growing fraud tactic manipulates victims into giving scammers access to their sensitive information and ...

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