Dollars & Sense

Peach State FCU Blog

Making home financial management simpler with modern technology

Combining Finances with Your Partner: How to Build a Financial Future Together

Money may not be the most romantic topic, but talking about it can be one of the most meaningful steps you take as a couple. Whether you’re newly married, moving in together or planning your next ...

Woman, relax and reading on sofa with tablet, social media and ebook for weekend chill in home.

A Simple Guide to How Term Share Certificates (or CDs) Work

When it comes to saving money, a traditional savings account isn’t your only option. Term Share Certificates (or CDs), allow you to earn dividends with a fixed interest rate for a specific period of ...

Couple meeting fiancial advisor in office

It’s Never Too Early to Start Saving for Retirement

Retirement might feel like a long time away, especially when there are bills, goals, and everyday expenses competing for your attention right now. Saving for retirement doesn’t mean putting away a ...

Good debt vs bad debt

Debt Management: Good, Bad, and Smart Financial Moves

Understanding Good Debt vs. Bad Debt We all have some sort of debt that ranges from credit cards and auto financing to home mortgages and student loans. While some debt is inevitable, it's important ...

station wagon

From a Cardboard Box to a Community: The History of Peach State Federal Credit Union

More than six decades ago, a small group of educators came together to help their colleagues access the financial support they needed. What began with a cardboard box, a station wagon, and a shared ...

INFLATION word on calculator

Inflation Explained: What It Means for Your Money

Inflation reduces purchasing power, meaning your money buys less. Learn practical ways to manage rising costs and protect your budget in our latest blog.

Young woman using laptop and talking on smartphone at new home

Moving Out Without Moving Into Debt

Moving into your own place is exciting, but it also comes with new financial responsibilities. Rent is only one piece of the puzzle. From utilities and groceries to emergency savings and building ...

Borrow smarter with better emergency loan options

Emergency Loans: Borrow Smarter, Not Faster

Unexpected expenses have a way of showing up at the worst possible time. An emergency loan can provide access to the funds you need when savings aren’t enough. This blog can help you find the right ...

Take the confusion away about different types of loans

Types of Loans: Secured vs. Unsecured Explained

When considering a loan, it's important to understand the two main types of loans available for consumers – secured and unsecured. To ensure you make the best decision for your unique financial ...

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