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Dollars and Sense Blog

Introducing our Newest MemBEARS!

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Teach your children about good money management with The Berenstain Bears Cub Account!

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7 Ways to Save for Retirement

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There comes a time in every individual’s life that he or she starts to think of a retirement plan. Many people don’t think about it until their thirties. By then, the ideal time to start saving for retirement may have passed. Everyone knows they should be doing it, yet we all make excuses and give reasons for why we can’t save.

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6 Tips for Selling Your Car

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Selling a car is more than taking a few pictures and posting them in a classified ad. The seller should consider the key points a buyer will be interested in such as price, the appearance of the car and how the vehicle has been maintained. Below are several tips to assist you in selling your car like a professional salesperson.

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6 Tips for Protecting Your Identity

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What Is Identity Theft? Identity theft is when a person’s private information is fraudulently acquired and used by another person. This information includes financial, medical and public data. Among these are a person’s social security, driver’s license number, home address, date of birth and name. nything can be stolen. Identity theft can occur as a result of stolen mail, phishing scams, data breaches, computer viruses, etc. Thieves steal personal information with the intent to commit fraud, drain accounts or do other unlawful activities in someone else’s name.

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Finance Tips for Newlyweds

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All couples promise “for better or for worse… for richer or for poorer,” when they marry. However, it can be a challenge to actually survive being richer or poorer without financial management skills.

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12 Fast Tips for Creating and Protecting Passwords

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We are living in a world that is completely password driven. A world where characters that are used in passwords make a huge difference in whether you can access data, communicate with your friends or make purchases online. You often hear that you should use strong passwords online, but what makes a password strong?

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Peach State's 56th Annual Meeting

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On April 19th, we held our 56th Annual Meeting—one of the many things that makes credit unions unique! Attendees were treated to dinner and treats and heard from Peach State President and CEO, Marshall Boutwell, about the safety and soundness of the credit union as we move into our 57th year.

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Estimating Your Retirement Needs

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It is important to have a plan for your retirement, but where should you begin? The first step that you should take is to estimate the income that will be required to fund your retirement.

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What is a Business Plan, and Why Do I Need One?

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A key factor in a successful business is organization. For a new business, the owner will have to consider the location of the business, strategies for marketing, and the strategies for the growth of the business. A business plan is a tool that effectively helps the owners to organize the goals and objectives of a business. A business plan is used by new businesses as well as existing businesses to present potential strategies to their business partners and help the business to focus on the goals.

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Guest Blog: Hidden costs new homeowners may overlook (and how to avoid them)

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After months or years of diligent money management, you saved up enough to buy your first home (maybe you even contacted one of BALANCE’s Certified Financial Coaches for guidance). Now you get to enjoy the stability of homeownership, and the prospect of having a healthy financial asset once it’s paid off.

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Email: psfcu@peachstatefcu.org
Phone: 678.889.4328
Toll-Free: 855.889.4328

Routing Number: 261174759

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