Dollars & Sense

Peach State FCU Blog

Stressed middle age woman loking at laptop

Pretend, Problem or Prize, Pressure and Payment: Common Signs of a Scam

Blog Highlights Unexpected Contact: Scammers often reach out of the blue through calls, texts, emails, or messages – posing as trusted organizations or people in attempt to catch you off guard. ...

Here are some budgeting hacks

Budgeting Hacks to Help You Save Time, Money, and Avoid Stress

Blog Highlights Automate: Schedule recurring bill payments and set up payroll deductions to go directly into a savings account to stay on track and build your emergency fund. Tools: Use free ...

Personal financial tips for your young savers

5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)

Blog Highlights Budgeting isn’t optional: Track your spending to stay on top of your goals and avoid unnecessary debt. Using credit responsibly builds your score: Misusing it can leave you with ...

Buying a home with a single income is possible

Buying a Home on a Single Income: What You Need to Know

Blog Highlights You can absolutely buy a home on one income. Start by knowing your budget, checking your credit score, and getting pre-qualified. Explore mortgage options designed for single-income ...

Sun, Fun & Savings: Summer Staycation Ideas Without the Hefty Price Tag

Blog Highlights Outdoor Adventures: Escape into the great outdoors and experience all that nature has to offer with a summer adventure that doesn’t require the high expenses of travel. Cultural ...

Happy middle ages woman riding a bike

5 Empowering Habits for Women to Build Financial Independence

Building lasting wealth isn’t just about dollars – it’s about habits, mindset, and confidence. For women navigating various life stages, from launching careers and starting families to planning ...

Here are some new homeowner tips and tricks

Buying Your First Home: Terms, Tips, and Traps

Blog Highlights Master the Mortgage Lingo: Get up to speed on must-know terms – down payment, PMI, escrow, ARMs, closing costs, and more - so nothing slips past you at closing. Budget for the Full ...

find out if in an arm is a good solution for you

Refinancing an Adjustable Rate Mortgage: When it Makes Sense (and When it Doesn't)

Blog Highlights When Refinancing Makes Sense: Discover the key triggers – rising market rates, long-term stay plans, improved credit profiles, and budgeting stability – that indicate it’s a smart ...

Young couple reviewing their budget

Money Moves that Matter: A Financial Survival Guide for Millennials and Zennials

For many, managing personal finances has always been a challenge, but Millennials and Zennials (Gen Z), face unique difficulties. From rising living costs to student loan debt and the ever-evolving ...

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