Dollars & Sense

Peach State FCU Blog

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5 Empowering Habits for Women to Build Financial Independence

Building lasting wealth isn’t just about dollars – it’s about habits, mindset, and confidence. For women navigating various life stages, from launching careers and starting families to planning ...

Here are some new homeowner tips and tricks

Buying Your First Home: Terms, Tips, and Traps

Blog Highlights Master the Mortgage Lingo: Get up to speed on must-know terms – down payment, PMI, escrow, ARMs, closing costs, and more - so nothing slips past you at closing. Budget for the Full ...

find out if in an arm is a good solution for you

Refinancing an Adjustable Rate Mortgage: When it Makes Sense (and When it Doesn't)

Blog Highlights When Refinancing Makes Sense: Discover the key triggers – rising market rates, long-term stay plans, improved credit profiles, and budgeting stability – that indicate it’s a smart ...

Young couple reviewing their budget

Money Moves that Matter: A Financial Survival Guide for Millennials and Zennials

For many, managing personal finances has always been a challenge, but Millennials and Zennials (Gen Z), face unique difficulties. From rising living costs to student loan debt and the ever-evolving ...

credit union employee hading a member a cashiers check

Cashier’s Check or Digital Cash App? Here’s When to Go Old School

It’s easy to overlook traditional financial tools like cashier’s checks, especially when digital cash apps dominate. However, in certain situations a cashier’s check still holds strong value and ...

Here are some unconventional ways to help with your savings efforts

Reimagine Your Savings: 4 Unconventional Ways to Reframe Your Financial Habits

Blog Highlights Discover Cash Stuffing: In this blog, learn how using physical envelopes for budgeting can curb your spending and boost your savings. Explore Spending Challenges: Find out how ...

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Borrow Smarter: How a Share Secured Loan Can Work for You

Blog Highlights How it Works: In this blog we’ll define how a share secured loan works, the benefits that set it apart from other traditional lending solutions, and how you can use it to achieve your ...

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From Setback to Comeback: Rebuilding Your Credit with Confidence

Your credit score plays a significant role in your financial health. Aside from impacting your ability to qualify for loans with better interest rates and terms, having good credit can help you ...

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Your Money, Your Rules: Smart Spending Habits for Young Adults

Blog Highlights Managing Everyday Spending: A debit card is a great starting point for teaching students and teens how to budget their own money while managing every day spending responsibly. Beyond ...

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