Dollars & Sense

Peach State FCU Blog

manage college costs like a pro

The Hidden College Costs No One Warns You About

Blog Highlights How to Spot Hidden College Costs: Learn about common expenses that often get overlooked, from off-campus housing fees to transportation and daily living costs. Simple Strategies to ...

Personal financial tips for your young savers

5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)

Blog Highlights Budgeting isn’t optional: Track your spending to stay on top of your goals and avoid unnecessary debt. Using credit responsibly builds your score: Misusing it can leave you with ...

Happy Mother hugging her two children

Save Your Way: How to Build a Habit of Saving

Blog Highlights Change of Behavior Creates A New Habit: Understand how shifting thoughts about money from reactive to proactive can positively impact a saving habit. Consistency is Not a Chore: Take ...

Shot of a young businesswoman using a digital tablet in her office

When Debt Consolidation Makes Sense: Simplify, Strategize and Gain Back Control

Blog Highlights Combining Multiple Payments and Organizing Your Finances: Streamlining payments and due dates helps ease burdens and reduces stress. Debt Relief Strategies to Avoid: Some debt relief ...

Mature couple talking while enjoying a hot drink at the table at home.

Unmasking Financial Taboos: Normalizing Conversations About Money

Blog Highlights Breaking the Barriers Around Money Talk: Silencing discussions around money can lead to confusion, mismanagement, stress, and missed opportunities. We’ll uncover why talking about ...

Here are some tips for money management for single parents

Money Management Tips for Single Parents: Simple Steps to Stay on Track

Blog Highlights Budget: Create a simple budget that's easy to stick to and realistically tracks income and expenses for your family. Save: Build daily saving practices into your everyday routine ...

Stressed middle age woman loking at laptop

Pretend, Problem or Prize, Pressure and Payment: Common Signs of a Scam

Blog Highlights Unexpected Contact: Scammers often reach out of the blue through calls, texts, emails, or messages – posing as trusted organizations or people in attempt to catch you off guard. ...

Here are some budgeting hacks

Budgeting Hacks to Help You Save Time, Money, and Avoid Stress

Blog Highlights Automate: Schedule recurring bill payments and set up payroll deductions to go directly into a savings account to stay on track and build your emergency fund. Tools: Use free ...

Buying a home with a single income is possible

Buying a Home on a Single Income: What You Need to Know

Blog Highlights You can absolutely buy a home on one income. Start by knowing your budget, checking your credit score, and getting pre-qualified. Explore mortgage options designed for single-income ...

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