Dollars & Sense

Peach State FCU Blog

Here’s Why Budgeting in Your 20's is Important and How to Get Started Today!

While everyone is telling you that you're young and you have your whole life ahead of you, don't underestimate the importance of the financial decisions you make in your 20s. Creating smart money ...

What is a Bill Consolidation Loan and How Does It Work?

If you have a pile of bills that need to be handled every month, it may feel like your paycheck disappears the moment you get paid. High interest rate bills and additional fees can definitely cause ...

What is an Auto Loan Calculator and Why Everyone Should Use One When Buying a Car

The purpose of an auto loan calculator is to show potential car buyers how much they can afford to spend on a new or pre-owned vehicle. With this calculator, you can determine the purchase price or ...

Buying a Car? Here’s a List of Common Scams and How to Avoid Them

Scam artists have been devising schemes to swindle honest people out of their money and the process of buying a car has been an attractive opportunity to defraud good people. We’ve all heard the ...

College Prep 101: Get Ready for College Life

Congratulations on taking the next step in continuing your education and applying for college! As a young adult, heading to college is an exciting time because you get to experience freedom, ...

Is Debt Consolidation A Good Idea? Discover The Answer

If you're feeling the strain from monthly loan and credit card payments, bringing your debt under one umbrella may provide you with financial relief. Although there are several viable debt ...

Why Credit Unions Can Withstand Tough Economic Times

While a credit union may look like a bank, there are several key factors that differentiate the two. Credit unions are formed by people with a common bond, built around a cooperative structure owned ...

10 Crucial Steps for Every First-time Homebuyer

Owning a home of your own is part of the American Dream. But a first-time homebuyer must take diligent steps to be in a position to make what may be their single largest investment. If you're getting ...

Credit Union Vs Bank: 6 Myths Debunked

Making informed decisions has never been more difficult. We live at a time when internet-driven misinformation clouds issues and perpetuates myths. This holds particularly true when trying to make an ...

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