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Peach State Offers

The Best Business Auto Loan in GA and SC!

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Business Auto
Loan Features

Looking for a business auto loan to keep your company moving? With Peach State, you can purchase the vehicle your business needs to maintain momentum and continue growing.

  • Low Rates Lower rates mean lower payments, leaving you with more capital for other business needs!
  • Local Lender Your Business Auto Loan stays local, allowing us to get you answers as quickly as possible.
  • Flexible Terms Choose the Business Auto Loan term that works best for your finances.
  • Insurance Rates See if you can lower your insurance rates by being a member! Learn more...
Delivery driver poses in business truck
Business owner ponders company vehicle purchase
AUTO ASSISTANCE

Take the stress out of vehicle shopping.

Peach State members benefit from this unique and exclusive vehicle buying experience for free! Auto Assistance assigns you a shopping assistant to help you every step of the way.1

  • Your assistant will handle the shopping for you.
  • Your assistant will review the CarFax report with you.
  • Your assistant will negotiate your trade-in value for you.
  • And so much more! Start here...

1 Peach State FCU has contracted with Auto Assistance, LLC to make this service available as a convenience to our members. Any manufacturer’s warranties are not services of the credit union and are not obligations of or guaranteed by the credit union. The credit union makes no representations as to the services of any provider or any vehicles purchased.

Loan Protection Products

  • GAP COVERAGE

    If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement. 

    With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

    If you already have GAP coverage and need to file a claim: Call 877.296.4892 or visit Assurance Plus Claims to get started.

    Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

  • EXTENDED VEHICLE WARRANTY

    Peach State offers our members Extended Vehicle Service Contracts through Warrantech Warranty Corporation for your auto, truck, or van to protect against expensive, unexpected automotive repair costs. This warranty is typically less expensive than those offered at a dealership and covers most major components in the event of a breakdown. It also offers no-hassle direct payment with no reimbursement forms and your one-time premium can be financed with your vehicle loan.

    Extended Warranty Features:

    • Low deductibles – $0, $50, $100, or $200
    • Coverage for vehicles up to 11 years old with up to 150K miles on the odometer
    • Bumper-to-Bumper Exclusionary Coverage on vehicles up to 11 years old and with less than 100K miles
    • Toll-free roadside assistance
    • Toll-free claims phone number
    • Trip interruption coverage
    • Increased vehicle resale value
    • Repair work may be performed by a dealership, franchise repair facility, or an independent repair shop
    • Claims are paid directly via credit card
    • Service contracts are valid in the U.S. and Canada

    To learn more or to get an Extended Vehicle Warranty, contact a Peach State loan representative or Warrantech directly at 800.358.2655.

GAP COVERAGE

If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement. 

With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

If you already have GAP coverage and need to file a claim: Call 877.296.4892 or visit Assurance Plus Claims to get started.

Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

EXTENDED VEHICLE WARRANTY

Peach State offers our members Extended Vehicle Service Contracts through Warrantech Warranty Corporation for your auto, truck, or van to protect against expensive, unexpected automotive repair costs. This warranty is typically less expensive than those offered at a dealership and covers most major components in the event of a breakdown. It also offers no-hassle direct payment with no reimbursement forms and your one-time premium can be financed with your vehicle loan.

Extended Warranty Features:

  • Low deductibles – $0, $50, $100, or $200
  • Coverage for vehicles up to 11 years old with up to 150K miles on the odometer
  • Bumper-to-Bumper Exclusionary Coverage on vehicles up to 11 years old and with less than 100K miles
  • Toll-free roadside assistance
  • Toll-free claims phone number
  • Trip interruption coverage
  • Increased vehicle resale value
  • Repair work may be performed by a dealership, franchise repair facility, or an independent repair shop
  • Claims are paid directly via credit card
  • Service contracts are valid in the U.S. and Canada

To learn more or to get an Extended Vehicle Warranty, contact a Peach State loan representative or Warrantech directly at 800.358.2655.

Testimonial

We had a great experience working with the branch manager, Jonathan. He walked us through the steps of becoming a member of Peach State and applying for a car loan. He made sure we understood everything and was super friendly as well. We are glad to be members at Peach State.
 
- Abby B.
They always treat you like family. This is the best place to bank. Never had a bad experience.
 
- Jennifer F. 
We came to Peach State FCU for a car loan. They were very helpful and answered all of our questions about the auto loan and process. We recommend them to our friends and family.
 
- Angie T.