Dollars & Sense

Peach State FCU Blog

happy couple making home renovations

The Best Home Improvement Projects for Spring

Blog Highlights Spring brings the perfect opportunity to breathe new life inside and outside your home. After months of winter wear and tear, many homeowners look for ways to refresh their space, ...

Here are some tips for home buying without stress

Home Buying That Doesn’t Stress You Out in 8 Steps

Blog Highlights Learn how to prepare your credit, savings, and debt so you're positioned for stronger mortgage options. Understand the difference between pre-qualification and pre-approval and why it ...

Buying a home with a single income is possible

Buying a Home on a Single Income: What You Need to Know

Blog Highlights You can absolutely buy a home on one income. Start by knowing your budget, checking your credit score, and getting pre-qualified. Explore mortgage options designed for single-income ...

Here are some new homeowner tips and tricks

Buying Your First Home: Terms, Tips, and Traps

Blog Highlights Master the Mortgage Lingo: Get up to speed on must-know terms – down payment, PMI, escrow, ARMs, closing costs, and more - so nothing slips past you at closing. Budget for the Full ...

find out if in an arm is a good solution for you

Refinancing an Adjustable Rate Mortgage: When it Makes Sense (and When it Doesn't)

Blog Highlights When Refinancing Makes Sense: Discover the key triggers – rising market rates, long-term stay plans, improved credit profiles, and budgeting stability – that indicate it’s a smart ...

You can make your dream of getting a higher education at any age possible with your homes equity

Beyond the Basics: Unique Ways to Harness a Home Equity Loan for Major Goals

Blog Highlights Financing Life Milestones: Learn how to utilize your home's equity to finance significant life events such as weddings, education, or medical procedures through a fixed rate home ...

Here are some home upgrades that will add value to your home

5 High-Value Home Improvement Projects and How to Finance Them

Blog Highlights Maximizing Your Home Office: Learn how to enhance your workspace for maximum productivity and appeal, making it perfect for today's hybrid work environment. Utilizing Unused Spaces: ...

Understand the different types of mortgage today

Fixed Rate vs. Variable Rate Loans: Choose Wisely for Your Borrowing Needs

When it comes to loans, they are not all created equally…and that’s a good thing! There are a variety of loans, some of which are fixed rate and others are variable rate. This blog will explain the ...

understanding the differences co borrowers and co signers is important

Co-Borrower vs. Co-Signer: Choosing the Best Option for Your Loan

When applying for a loan, your credit history, income, and the way you manage your finances plays a huge role in your approval and interest rate of the loan. When your credit score is too low to ...

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