Dollars & Sense

Peach State FCU Blog

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How a Sinking Fund Keeps Your Budget Afloat

Expenses have a way of piling up at the worst time, but they don’t have to derail your budget. A sinking fund helps you plan ahead by breaking costs into attainable financial goals. By putting money ...

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Choosing Work Over Continuing Education: Let’s Talk About It

This blog explores successful alternatives to college - including trade schools, certifications, and entering the workforce. It also covers the pros and cons of each path, the importance of financial ...

make your summer full of fun

The Best Financing for Spring Recreational Vehicles

Spring is the perfect time to shake off routine and make the most of your weekends, and the right recreational vehicle can turn an ordinary Saturday into something you actually look forward to all ...

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You Got the Keys…Now What? A New Homeowner Survival Guide

Congrats! You’re a new homeowner! Now what? While this is an exciting time, it can also be a bit overwhelming, especially if this is your first home. No worries – with the help of this blog, you’ll ...

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Tan Lines, Not Debt Lines: How to Pay for a Vacation the Smart Way

Blog Highlights A summer vacation might feel like a distant mirage when your bank account says, “maybe next year,” but with the right plan, that getaway can move from wishful thinking to booked and ...

Learn the key differences between a heloc and home equity loan

Home Equity Loan or HELOC? Don’t Decide Until You Read This

Blog Highlights Lump Sum vs. Flexible Access: A Home Equity Loan gives you funds upfront while a HELOC lets you draw as needed. Fixed vs. Variable Rates: Home Equity Loans feature stable payments; ...

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Budgeting for Home Improvements without Racking Up Debt

Blog Highlights Upgrades can make your home more comfortable, increase its value, and even help reduce energy costs. But without a clear plan, these projects can quickly lead to high‑interest and ...

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The Best Home Improvement Projects for Spring

Blog Highlights Spring brings the perfect opportunity to breathe new life inside and outside your home. After months of winter wear and tear, many homeowners look for ways to refresh their space, ...

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Finfluencer vs. Financial Professional: Know the Difference

Blog Highlights Be Informed: Know the difference between a finfluencer and a financial professional. Watch Out: Keep a close eye on financial red flags. Stay Cautious: Be aware of every detail ...

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