Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Manage your holiday debt

Say Goodbye to Holiday Debt with These 5 Effective Strategies

Indulging for the holidays and overspending is bound to happen with all the gifts, food, travel, decorations, and festive events. Unfortunately, this can mean debt accumulation for many people who ...

Diverse university friends taking a selfie

Preparing for Adult Finances: A College Student's Guide

Being a college student and wanting to improve your finances is challenging. As you enter adulthood, there can be many questions about how to budget, handle finances, and save money while still being ...

Understand the different types of mortgage today

Fixed Rate vs. Variable Rate Loans: Choose Wisely for Your Borrowing Needs

When it comes to loans, they are not all created equally…and that’s a good thing! There are a variety of loans, some of which are fixed rate and others are variable rate. This blog will explain the ...

An emergency fund is easy to fill with these tips

5 Easy Ways to Rebuild Your Emergency Fund

If you've had a situation recently where your emergency fund helped you get through a temporary financial crisis, you may need to rebuild your savings. Follow these smart money moves to replenish ...

Millennial friends on a hiking trip celebrate reaching the summit and have fun posing for photos

Save for Big Firsts: Use the S.M.A.R.T. Method for Reaching Your Goals

In this blog, we’ll talk about: Setting Clear Goals and Timelines: Discover your ‘why’ and create a plan for achieving its purpose. Whether saving for a first car, adventure or home, your goal ...

Two girls with ski and snowboard having fun on snow

Snow, Sun or Somewhere Fun: Save and Plan Your Winter Vacation

Dreaming of a cozy winter getaway or an exciting tropical adventure? Winter vacations can be the perfect break from routine and give you a chance to recharge. With a bit of planning and creative ...

understanding the differences co borrowers and co signers is important

Co-Borrower vs. Co-Signer: Choosing the Best Option for Your Loan

When applying for a loan, your credit history, income, and the way you manage your finances plays a huge role in your approval and interest rate of the loan. When your credit score is too low to ...

A folder and a stack of papers about finances or taxes with an inscription fraud

Financial Fraud vs. Scams: Understanding the Difference and Protecting Yourself

In This Blog, We’ll Cover: Fraud vs. Scams: Define the differences so you can understand key distinctions between each. Examples: Provide examples of common financial fraud and scams, how they work ...

Use an emergency fund to save for the unexpected

Save for the Unexpected: Emergency Fund Made Simple

It’s always a good idea to have an emergency fund for unplanned expenses that are sure to occur. From expensive car repairs to an unexpected job loss, an emergency fund is a smart way to protect ...

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