Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Understand the different types of mortgage today

Fixed Rate vs. Variable Rate Loans: Choose Wisely for Your Borrowing Needs

When it comes to loans, they are not all created equally…and that’s a good thing! There are a variety of loans, some of which are fixed rate and others are variable rate. This blog will explain the ...

An emergency fund is easy to fill with these tips

5 Easy Ways to Rebuild Your Emergency Fund

If you've had a situation recently where your emergency fund helped you get through a temporary financial crisis, you may need to rebuild your savings. Follow these smart money moves to replenish ...

Millennial friends on a hiking trip celebrate reaching the summit and have fun posing for photos

Save for Big Firsts: Use the S.M.A.R.T. Method for Reaching Your Goals

In this blog, we’ll talk about: Setting Clear Goals and Timelines: Discover your ‘why’ and create a plan for achieving its purpose. Whether saving for a first car, adventure or home, your goal ...

Two girls with ski and snowboard having fun on snow

Snow, Sun or Somewhere Fun: Save and Plan Your Winter Vacation

Dreaming of a cozy winter getaway or an exciting tropical adventure? Winter vacations can be the perfect break from routine and give you a chance to recharge. With a bit of planning and creative ...

understanding the differences co borrowers and co signers is important

Co-Borrower vs. Co-Signer: Choosing the Best Option for Your Loan

When applying for a loan, your credit history, income, and the way you manage your finances plays a huge role in your approval and interest rate of the loan. When your credit score is too low to ...

A folder and a stack of papers about finances or taxes with an inscription fraud

Financial Fraud vs. Scams: Understanding the Difference and Protecting Yourself

In This Blog, We’ll Cover: Fraud vs. Scams: Define the differences so you can understand key distinctions between each. Examples: Provide examples of common financial fraud and scams, how they work ...

Use an emergency fund to save for the unexpected

Save for the Unexpected: Emergency Fund Made Simple

It’s always a good idea to have an emergency fund for unplanned expenses that are sure to occur. From expensive car repairs to an unexpected job loss, an emergency fund is a smart way to protect ...

My Peach State Journey: Interning for the Marketing Department

During these last couple of months, I have had an amazing opportunity interning at Peach State in their Marketing department. I am grateful to work with amazing co-workers who have taught me many ...

Use this roadmap to make your retirement a breeze

Retirement Roadmap: 6 Financial Checkpoints

In This Blog, We'll Talk About: Establishing a Robust Retirement Budget: Prioritize creating and updating a budget to accurately forecast and manage retirement expenses, ensuring financial readiness ...

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