Lending a Helping Hand

Smart banking solutions to help you reach your financial goals. 

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Banking Solutions to Fit Your Needs

For a safe place to grow your money or borrow to a achieve financial goal, our high dividend savings and low-cost loan solutions are a smart choice. 

At Peach State, we believe in the credit union difference of “people helping people”. Join Peach State, A Smart Place to Bank where people come first, not profits.  

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A Smart Place to Bank

Whether you’re just beginning your financial journey or trying a new path, you can rely on us when you need a helping hand. Learn more today.
Drive Now, Pay Later

Limited time offer - No payments for 90 days on purchases and refinances.1


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10/10 Adjustable Rate Mortgage

Unlock more homebuying power and the door to your dream home.


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Checking Accounts

Choose one that best fits your needs and support your community with your C.A.R.E.S. Visa Debit Card.

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Visa Credit Cards

Low rates that haven’t changed in over two decades!2


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1 APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Estimated monthly payment of $23.32 per $1,000.00 borrowed for a term of up to 48 months. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan. May not be used in combination with any other offer. Fresh Start Auto and Ready, Set, Drive! programs are excluded. Minimum credit scores apply. To be eligible for refinancing, auto loans must be financed with another lender and vehicle ownership must remain the same. Interest will continue to accumulate on the loan during the 90 days of no payment. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.

2 Rates are subject to change.


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Stop In and Say Hi!

We'd love the opportunity to meet with you one-on-one to discuss your goals and learn how we can help you achieve them! Stop by our Pickens branch at 2111 Gentry Memorial Hwy, Pickens, SC, or schedule an appointment to open your account today! Learn more about our Pickens branch here.


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Peach State C.A.R.E.S.

As a member of Peach State, you're part of something bigger than yourself. Every time you use your Peach State Visa Debit Card, we'll donate a nickel to the Peach State FCU C.A.R.E.S. Foundation, which supports non-profits, school systems, and the arts within our footprint.

Since 2019, the C.A.R.E.S. Foundation has donated more than $2 million to the communities we serve. Show you care with the Debit Card that CARES and together we can make a difference!