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Effective March 19, 2021; subject to change.

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Membership Fee (one-time non-refundable fee) $5.00
USA Patriot Act Recovery Fee (one-time non-refundable new member fee)
Basic, CU60 and eXtreme No monthly fee
Fresh Start (monthly) $9.00
Premium (daily balance below $1,000) $5.00
Business Checking
Business Select No monthly fee
Business Advantage (monthly fee) $12.50
Savings Excessive Withdrawal per transaction (over 2 withdrawals per month) $5.00
Minimum Balance (below $5 per month) $5.00 or remaining balance
Money Market
Minimum Daily Balance (below $2,500) $10.00
Money Market Excessive Withdrawal/Transfer – Per Transaction (over 6 per month) $10.00
ATM/Debit Cards (per transaction)
Balance Inquiry $0.50
Peach State ATM FREE
Other ATMs (monthly) 6 FREE
Each Additional Transaction $1.00
Point of Sale FREE
Visa Debit Card International Service Assessment Fee 1% of Amount
Replacement Card
Account History $5.00
Account Research (per hour $15.00 minimum) $25.00
ACH Same Day Processing Fee $3.00
Automatic Overdraft Transfer Fee $5.00
Bill Pay/Bill Pay Plus (free with eStatements) $5.95
Closed Savings Account (within one year of opening) $5.00
Cashier’s Checks $7.50
Check Printing Prices Vary
Coin Machine 4% of Amount
Copy of Check $2.00
Copy of Check: Archived (over 12 months/1-3 items) $5.00
Copy of Check: Archived (over 12 months/over 3 items) See Acct. Research
Copy of Statement $5.00
Inactive Account Maintenance $5.00 per month after 1 year inactivity for Savings and/or 6 months for Checking; excludes Money Market
Mailed Monthly OR Quarterly Statement Fee $4.00
Overdraft: NSF (insufficient funds)2 $35.00
Overdraft: Courtesy Pay2, 3 $35.00
Returned Deposited Item2 $12.00
Returned Deposited Item: Drawn from your personal account at another financial institution $35.00
Returned Mail $5.00
Safe Deposit Box (only available at select branches) $25-$100/Year
Shared Branching Service Centers $2.00
Signature Guarantee $10.00
Skip-A-Payment $25.00
Stop Payment $35.00
Verification of Deposit $15.00
Visa Gift Card $4.00
Wire Transfers: Outgoing Domestic $25.00
Wire Transfers: Outgoing Foreign $50.00
Wire Transfers: Incoming $10.00
  • 1 Electronic statements: free | Paper statements: $4
  • 2 These fees are per occurrence and include all items sent as repeat presentments from the merchant.
  • 3 Fee applies when overdraft is created by check, ACH debit, ATM withdrawal, check card withdrawal, or other electronic means.

Corporate Office

1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043
No branch onsite.

Routing Number: 261174759

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All Rights Reserved.
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