Effective March 1, 2018
The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.
Membership
|
Membership Fee (one-time non-refundable fee) |
$5.00 |
|
USA Patriot Act Recovery Fee (one-time non-refundable new member fee) |
$5.00 |
Checking
|
Basic, CU60 and eXtreme |
FREE |
|
Fresh Start (monthly) |
$9.00 |
|
Premium (daily balance below $1,000) |
$5.00 |
Business Checking
|
Business Select |
No monthly fee |
|
Business Advantage (monthly fee) |
$12.50 |
Savings
|
Savings Excessive Withdrawal per transaction (over 2 withdrawals per month) |
$5.00 |
|
Minimum Balance (below $25 per month) |
$5.00 |
Money Market
|
Minimum Daily Balance (below $2,500) |
$10.00 |
|
Money Market Excessive Withdrawal/Transfer – Per Transaction (over 6 per month) |
$10.00 |
ATM/Debit Cards (per transaction)
|
Balance Inquiry |
$0.50 |
|
Peach State ATM |
FREE |
|
Other ATMs (monthly) |
6 FREE |
|
Each Additional Transaction |
$1.00 |
|
Point of Sale |
FREE |
VISA® Debit Card International Service Assessment Fee
Single Currency Transaction |
.8% of Amount |
VISA® Debit Card International Service Assessment Fee
Multi Currency Transaction |
1% of Amount |
|
Replacement Card: ATM/Debit |
$7.00 Non-EMV Chip/$10.00 EMV Chip |
Miscellaneous
|
Account History |
$5.00 |
|
Account Research (per hour $15.00 minimum) |
$25.00 |
|
Automatic Overdraft Transfer Fee |
$5.00 |
|
BillPay/BillPay Plus (free with eStatements) |
$5.95 |
|
Closed Savings Account (within one year of opening) |
$10.00 |
|
Cashier’s Checks |
$7.50 |
|
Check Printing |
Prices Vary |
|
Coin Machine |
4% of Amount |
|
Copy of Check |
$2.00 |
|
Copy of Check: Archived (over 12 months/1-3 items) |
$5.00 |
|
Copy of Check: Archived (over 12 months/over 3 items) |
See Acct. Research |
|
Copy of Statement |
$5.00 |
|
Inactive Account Maintenance |
$5.00 per month after 1 year inactivity for Savings and/or 6 months for Checking; excludes Money Market |
|
Mailed Monthly OR Quarterly Statement Fee |
$4.00 |
|
Overdraft: NSF (insufficient funds) |
$32.00 |
|
Overdraft: Courtesy Pay1 |
$32.00 |
|
Returned Deposited Item |
$12.00 |
|
Returned Deposited Item: Drawn from your personal account at another financial institution |
$32.00 |
|
Returned Mail |
$5.00 |
|
Safe Deposit Box (only available at select branches) |
$25-$100/Year |
|
Shared Branching Service Centers |
$2.00 |
|
Signature Guarantee |
$10.00 |
|
Skip-A-Payment |
$25.00 |
|
Stop Payment |
$32.00 |
|
Verification of Deposit |
$15.00 |
|
VISA® Gift Card |
$4.00 |
|
Wire Transfers: Outgoing Domestic |
$25.00 |
|
Wire Transfers: Outgoing Foreign |
$50.00 |
|
Wire Transfers: Incoming |
$10.00 |
Subject to Change
1Fee applies when overdraft is created by check, ACH debit, ATM withdrawal, check card withdrawal, or other electronic means.