A Savings Account That Works for You
The Best Savings Account Around
By opening a savings account at Peach State you'll be a member of the credit union and earn a competitive savings interest rate1. Plus you'll be a part of something bigger...a smart place to bank!
- Accessible You'll enjoy 24/7 online access to account balances and transactions.
- No Monthly Fees We don't charge monthly savings account fees.
- Low Minimums Low $5 minimum balance requirement.1
- Earn Dividends Earn dividends monthly on the average daily balance.2
1 An initial deposit of $5 is required to maintain your stake in the credit union, and there is a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). All members must maintain a $5 balance in their Savings account to remain a member-owner and demonstrate regular activity in their account to keep it open. Other fees may apply.
2 You must maintain a minimum $100 balance in order to earn dividends.
Best Savings Account Rates
At Peach State, you'll get the best Savings Account rates in Georgia and South Carolina. Earn dividends monthly when you maintain a balance of $100 or more in your Savings Account.
*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.
Savings Account Interest Rates
$100.01-$2000.00
$2000.01-$10,000.00
$10,000.01 and Over
*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.
Club Accounts
Club Accounts are special savings accounts you can open to save for a specific purpose or event. For your convenience, Christmas Club Accounts will automatically transfer to one of your other accounts at the end of October.
- Budget for holiday spending.
- Save for education expenses.
- Save for taxes or other large bills.
- Save for a wedding, vacation, or another event.
*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.
Club Account Rates
*APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.
BEST SAVINGS ACCOUNT
Put Your Money Where it Matters
At Peach State, we're all about finding smart Put your money in a Credit Union Savings Account. When you open a Savings Account, you join Peach State and become a member-owner of the credit union.
- Deposit Insurance: All of your deposits at the credit union are federally insured by the National Credit Union Share Insurance Fund for up to $250,000. Your accounts are also insured up to an additional $750,000 with coverage by Excess Share Insurance Corporation (ESI), a licensed insurance company, for a combined coverage of up to $1,000,000.
- Bank with a financial institution that gives back to the community through the Peach State FCU C.A.R.E.S. Foundation.
- Receive quarterly statements and enjoy 24/7 online access to your account details.
- Setting up a direct deposit into your Savings Account makes saving a breeze!
3 Free Templates!
Budgeting Templates
Stay in control of your finances! These budgeting templates make it easy to stay on top of your monthly spending and create good habits.
- Fillable online
- Calculates in real-time
- Easy to use and understand
Frequently Asked Questions
