Auto Loans

With rates as low as 1.9%² APR and a vehicle buying service, an auto loan from Peach State is the smart choice for a new or used vehicle!³

If you have an auto loan with another lender, we may be able to help you refinance your loan and lower your monthly payment.

There are several ways to apply:

• Online
• Call the Loans By Phone Center: 770.580.6000
• Visit any of our convenient branch locations

Apply Online

Our Vehicle Buying Service – MEMBERS AutoChoice™

MEMBERS AutoChoice (MAC) offers a hassle-free way to purchase your next vehicle. The experts at MAC will find just what you’re looking for and negotiate the best possible deal. They’ll even deliver the vehicle to your favorite Peach State branch!

MAC will also make sure you’re armed with the latest information on rebates and optional equipment—they can even handle your trade-in.

You can also view video tours of their available inventory on the MAC YouTube channel!

• 1 I understand that interest will continue to accumulate on my loan during the month(s) I skip my payment. Certain terms and conditions apply. Contact credit union for more information.
• 2 APR – Annual Percentage Rate. The lowest rate available is 1.9%. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 120% of the NADA vehicle valuation. A $30 loan application fee is charged for processing. When the loan is issued, the fee will be refunded back to your account. MEMBERS AutoChoice™ is independently owned and operated. Terms and conditions subject to change without notice.
• 3 The Credit Union has contracted with MEMBERS AutoChoice^TM to make this service available as a convenience to our Members. MEMBERS AutoChoice^TM Car Buying Service and and any manufacturer’s warranties are not services of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Credit Union makes no representations as to the services of any provider or any vehicles purchased. Services are only available in Georgia.