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Home Equity Loans

Home Equity Line of Credit

If you need extra funds and have equity in your home, consider opening a Home Equity Line of Credit (HELOC). HELOCs can provide you with a line of credit based on a percentage of the equity in your home. The interest is often tax deductible, so be sure to consult your tax adviser when reviewing your options.

  • Convenient access to money when you need it
  • Adjustable rate
  • Lines up to $150,000
  • Low closing costs
  • No prepayment penalty

To learn more about Peach State’s Home Equity Lines of Credit, fill out the form on this page and a Lending Specialist will reach out to you!

Or, stop by one of our branch locations or call our Loans By Phone Center at 770.580.6000 to speak with a Member Service Advisor.

Please contact me!

Second Mortgages

You’ve loved your home. Now, let it love you back with a second mortgage from Peach State. Second mortgages take advantage of the equity you’ve built in your home and may even offer you tax deductions. A second mortgage can be used for home improvements, college and more. Benefits include:

  • Fixed rate
  • Up to $150,000
  • No prepayment penalty

To learn more about Peach State’s Second Mortgages, fill out the form on this page and a Lending Specialist will reach out to you!

Or, stop by one of our branch locations or call our Loans By Phone Center at 770.580.6000 to speak with a Member Service Advisor.

Peach State Stories – Juanita’s Home

At Peach State, we believe that every member has a story… Peach State was able to help Juanita and her family “through thick and thin” with a variety of products including a Home Equity Loan.

See Juanita’s Story or read other member stories!

 

Corporate Office

1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043
No branch onsite.

Routing Number: 261174759

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All Rights Reserved. This credit union is federally insured by the National Credit Union Administration.
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