Mortgages

Homeownership is a dream come true for many people, but the process can be overwhelming…

Peach State can help make your dream a reality with ease!

We offer a complete suite of mortgage products to fit your life and a mortgage expert to help you finance your home.

• Conventional
• Federal Housing Administration (FHA)
• Adjustable Rate Mortgages (ARM)
• U.S. Department of Agriculture (USDA)
• Veterans Affairs (VA)
• First time buyer programs
• Construction

We can also help you refinance your existing mortgage.

Apply online or call our Mortgage Services Department at 770.580.6098.¹

Already started an application or need to check the status of an existing application? You can login here.

Make a payment for your appraisal here.

VA Loans

You’ve served your country, now let us welcome you home!

If you’re a veteran of the Armed Forces or National Guard, or the spouse of a veteran, you may qualify for a VA Loan.

With a VA Loan, you’ll enjoy the following benefits:

• 100% Loan to Value (LTV) means you could qualify without a deposit
• 100% LTV cash-out refinancing unlocks your home’s full equity potential
• You may qualify even with a lower credit score and even if you’re in Chapter 13 Bankruptcy

For additional questions about our mortgage products, please contact:

 

• 1 Loan applications are processed by Member First Mortgage (NMLS ID# 149532) and are subject to credit approval based on each individual’s credit history and underwriting factors. ARM rates are subject to change after closing. Your Annual Percentage Rate (APR) will vary based on your final loan amount and finance charges.