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Homeownership is a dream come true for many people, but the process can be overwhelming…

Peach State can help make your dream a reality with ease!

We can also help you refinance your existing mortgage or get a second mortgage.

Through Credit Union Financial Services (CUFS), we offer the following types of mortgage loans:

  • Conventional
  • Federal Housing Administration (FHA)
  • Adjustable Rate Mortgages (ARM)
  • U.S. Department of Agriculture (USDA)
  • Veterans Affairs (VA)

Apply Online with CUFS

Second Mortgages

You’ve loved your home. Now, let it love you back with a second mortgage from Peach State. Second mortgages take advantage of the equity you’ve built in your home and may even offer you tax deductions. A second mortgage can be used for home improvements, college and more. Benefits include:

  • Fixed rate
  • Up to $150,000
  • No prepayment penalty

Apply Online for a Second Mortgage

VA Loans

You’ve served your country, now let us welcome you home!

If you’re a veteran of the Armed Forces or National Guard, or the spouse of a veteran, you may qualify for a VA Loan through Peach State’s mortgage partner, Credit Union Financial Services.

With a VA Loan through CUFS, you’ll enjoy the following benefits:

  • 100% Loan to Value (LTV) means you could qualify without a deposit
  • 100% LTV cash-out refinancing unlocks your home’s full equity potential
  • You may qualify even with a lower credit score and even if you’re in Chapter 13 Bankruptcy

Not sure what type of mortgage you need? Visit any branch location to speak to one of our helpful Member Service Advisors, or call the Loans By Phone Center at 770.580.6000.

Peach State Stories – Craig’s New Home

At Peach State, we believe that every member has a story… Craig’s begins with a journey to find a new home. After running into some trouble, Peach State and Credit Union Financial Services were a light to guide Craig home.

See Craig’s Story on www.peachstatefcustories.coop!

Craig finds a new home

 

Corporate Office

1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043
No branch onsite.

Email: psfcu@peachstatefcu.org
Phone: 678.889.4328
Toll-Free: 855.889.4328

Routing Number: 261174759

Copyright © 2018 Peach State Federal Credit Union
All Rights Reserved. This credit union is federally insured by the National Credit Union Administration.
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