Mortgages

Homeownership is a dream come true for many people, but the process can be overwhelming…

Peach State can help make your dream a reality with ease!

We can also help you refinance your existing mortgage or get a second mortgage.

Through Credit Union Financial Services (CUFS), we offer the following types of mortgage loans:

• Conventional
• Federal Housing Administration (FHA)
• Adjustable Rate Mortgages (ARM)
• U.S. Department of Agriculture (USDA)
• Veterans Affairs (VA)

Apply Online with CUFS

Second Mortgages

You’ve loved your home. Now, let it love you back with a second mortgage from Peach State. Second mortgages take advantage of the equity you’ve built in your home and may even offer you tax deductions. A second mortgage can be used for home improvements, college and more. Benefits include:

• Fixed rate
• Up to $150,000
• No prepayment penalty

To learn more about Peach State’s Second Mortgages, stop by one of our branch locations or call our Loans By Phone Center at 770.580.6000 to speak with a Member Service Advisor.

VA Loans

You’ve served your country, now let us welcome you home!

If you’re a veteran of the Armed Forces or National Guard, or the spouse of a veteran, you may qualify for a VA Loan through Peach State’s mortgage partner, Credit Union Financial Services.

With a VA Loan through CUFS, you’ll enjoy the following benefits:

• 100% Loan to Value (LTV) means you could qualify without a deposit
• 100% LTV cash-out refinancing unlocks your home’s full equity potential
• You may qualify even with a lower credit score and even if you’re in Chapter 13 Bankruptcy

Not sure what type of mortgage you need? Visit any branch location to speak to one of our helpful Member Service Advisors, or call the Loans By Phone Center at 770.580.6000.