Drive Now, Pay Later

With 90 Days No Payments1


Smart Auto Loan Solutions

90 Days No Payments1

Our Auto Loans feature:    

1 APR – Annual Percentage Rate. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Estimated monthly payment of $23.32 per $1,000.00 borrowed for a term of up to 48 months. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan. May not be used in combination with any other offer. Fresh Start Auto and Ready, Set, Drive! programs are excluded. Minimum credit scores apply. To be eligible for refinancing, auto loans must be financed with another lender and vehicle ownership must remain the same. Interest will continue to accumulate on the loan during the 90 days of no payment. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.

Apply online, by calling Loans by Phone at 770.580.6000, or at a branch near you. Not a member at Peach State? Join today!


We’ll work with your team to create a customized in-person (or virtual) presentation aimed at helping them reach their financial goals at no additional cost. 

Sign-up for a FREE
Financial Literacy Seminar

Peach State FCU presents seminar to potential SEGs

Schedule On-site or Virtual Events

Your Peach State Business Development team can provide a variety of additional benefits to you and your employees.

  • Seminars/Webinars: We come to you and bring the resources your employees need to help them succeed at managing their personal finances!
  • Promo Days: From employee appreciation days to wellness luncheons or major celebrations, we can create an event just for you!
  • Business Services: We have a wide range of services to help you efficiently manage your business – with one-on-one personal service from your dedicated BD Representative!

Complete the form below to sign up for a FREE financial wellness event now!

Request a Meeting or Event:

Complete the form below to schedule an event and a member of our Business Development team will be in touch ASAP.

Free Downloads

Collateral Materials

Your Peach State Business Development team can provide a variety of additional benefits to you and your employees.

New Employee Collateral: Let us know if you need more materials for your new employee orientation packets or other collateral. We'll get them to you as quickly as possible so you can get them into the hands of your newest team members!

On-Demand Printables: Here are a few popular handouts you can print and use right now!

Request Additional Collateral:

decorative chevron pattern


Your Employees Will Make A BIG Difference With Every
Purchase with the Card that C.A.R.E.S.!

The Peach State FCU C.A.R.E.S. Foundation is supported by our C.A.R.E.S. Visa Debit Card program as well as contributions from outside donors. For every purchase made with a Peach State Visa Debit Card, Peach State will donate a nickel to the C.A.R.E.S. Foundation, which supports non-profits, school systems, and the arts in the communities within our footprint.1

Your employees can have a significant impact on supporting community groups simply by shopping!

1 $0.05 per transaction of Peach State Federal Credit Union’s merchant interchange income from our Visa Debit Card program is used to benefit the communities we serve. Peach State will determine where/how funds are disbursed. This does not affect members’ accounts, nor will any member information be disclosed. You will not incur any additional fees or charges from this program. Merchant interchange income is derived from fees that a merchant pays to accept credit/debit card payments. The C.A.R.E.S. program may or may not apply to ATM transactions, certain commercial transactions, or other transactions not processed by Visa.

SEG employee shows off her CARES card

What Other SEGs Say...

We have been very pleased with our affiliation with Peach State FCU. They stay in contact with us and send occasional emails with their promotions. They have been great to assist our employees with their financial needs!

Kim Brookshire, PHR, SHRM-CP
Director of Human Resources, Scovill Fasteners

The Habersham County School System is very pleased with the partnership we have established with Peach State Federal Credit Union. Peach State has been very generous in supporting numerous student and staff programs in our school system and community. In addition, many of our employees benefit from the exceptional services provided by Peach State. The management and staff at the credit union can be trusted, and they are always responsive in meeting the diverse needs of our school system.

Matthew Cooper
Superintendent, Habersham County Schools

Union General Health System chose to join as a Select Employee Group with Peach State Federal Credit Union because they are local, they offer exceptional member services and they support our surrounding communities. We strive to provide our staff with a variety of employee benefits and financial opportunities that will meet and exceed their needs, and those of their families.

Union General Health System Administration

The Suwanee Arts Center has enjoyed a strong relationship with Peach State Federal Credit Union and Deborah Fancher for the last three years. As a small arts organization, the SAC depends on sponsorships and support to sustain our operations. We’ve been grateful for the steady, caring and reliable support Peach State has so graciously given for our Suwanee Jazz Festival and the Suwanee Fine Arts Festival – both of which contribute to the vibrant arts scene in Suwanee.

Cherie, The Suwanee Arts Center

During the Spring 2021 semester, the Gwinnett Tech Foundation awarded scholarships totaling $58,840, and we would not be able to do it without Peach State Federal Credit Union’s generous support. We thank you for your contribution to this worthwhile project, as funding is critical to the success of our scholarship program. As always, we appreciate your continued support of our programs and initiatives.

Dragana Zulfic, Coordinator, Foundation Finances & Scholarships, Gwinnett Technical College

The Team That Works for You

Peach State’s Business Development team is located throughout our service area, so help is always nearby. Find your area’s representative below and contact us when you’re ready to set up your staff for financial success!


Ryan Hawk

Executive Director of Business Development & Community Outreach

Ryan leads the Business Development team to help more people reach their financial goals by working to expand the credit union’s field of membership. He also serves on the Peach State FCU C.A.R.E.S. Foundation Board of Directors working to deepen community involvement through charitable initiatives.

Connect with Ryan on LinkedIn



Ana Bedon

Ana joined Peach State in 2023 and is passionate about building strong relationships in the Hispanic community.

Ana is located in Gwinnett and works alongside the entire BD team to provide support throughout our footprint.

Connect with Ana on LinkedIn


Develon Davis

Develon joined Peach State in 2014 and is committed to providing excellent member service and financial literacy.

Develon supports organizations in Barrow, Clarke, Jackson, and Walton Counties.

Find Develon on LinkedIn


Deborah Fancher

Deborah has 25+ years of experience with credit unions. She enjoys building relationships with SEGs and members.

Deborah supports organizations in Gwinnett and DeKalb Counties.


Send Deborah an Email


Alicia Fitts

Alicia has worked with credit unions since 2012 and helps drive growth through financial literacy and teamwork.

Alicia supports organizations in CSRA, Burke, Columbia, and Richmond Counties in GA as well as Aiken, Greenwood Counties in SC.

Connect with Alicia on LinkedIn

Bonnie Haynes

Bonnie Haynes

Milletus "Bonnie" Haynes has 35+ years of industry experience and is guided by her passion for cultivating strong SEG relationships.

Bonnie supports organizations in Barrow, Clarke, DeKalb, Gwinnett, Jackson, and Walton Counties.

Send Bonnie an Email



Peggy Kilgroe

Peggy was the credit union’s first full-time employee and is passionate about spreading the credit union philosophy.

Peggy supports organizations in Barrow, and Jackson Counties.


Send Peggy an Email


Elijah Parker

Elijah started in banking in 2000. He’s dedicated to his personal and professional relationships in the community.

Elijah supports organizations in NW GA, Chattooga, and Walker Counties.


Connect with Elijah on LinkedIn


Ed Presnell

Ed has spent 30+ years in financial services and enjoys sharing his expertise through business and civic activities.

Ed supports organizations in CSRA, Burke, Columbia, and Richmond Counties in GA as well as Aiken, Greenwood Counties in SC.

Connect with Ed on LinkedIn

Roland, Scott copy

Scott Roland

Scott joined the industry in 2000 and is dedicated to building relationships that support the needs of our SEGs.

Scott supports organizations in Habersham, Towns, and Union Counties.


Find Scott on LinkedIn


Brooke Westbrook

Brooke has 10+ years of financial industry experience and is passionate about supporting her community.

Brooke supports organizations in Franklin, Hart, and Stephens Counties.

Send Brooke an Email