Small Business Administration (SBA) Loans

Smart Lending Solutions for Your Business

Expand Your Business Venture

Reliable Financing for Business Growth

Our team will guide you through the ins and outs of SBA Loans and help you determine which will be best for your specific needs. Borrow as little or as much as you need to start or expand your business venture! 

  • Low Down Payment Lower upfront costs mean less initial capital and preservation of cashflow.
  • Flexible Terms Terms available for up to 25 years.
  • Custom Financing Our SBA Loans feature funding up to $5M.
  • Local Lender Your SBA Loan stays local, allowing us to get you answers as quickly as possible.
Peach State Arrow Shape Frame
decorative chevron pattern
Peach State Arrow Shape Frame (2)

SBA 7(A) LOAN

Unlock Capital for Securing the Future

We understand that businesses need reliable access to capital. That's why we offer a solution for healthy cash flow through manageable payments and extended terms. This loan is ideal for: 

  • Machinery and equipment
  • Commercial real estate
  • Tenant improvements on leased or owner-occupied properties
  • Business acquisition and partner buyouts
  • Working capital
decorative chevron pattern

SBA 504 LOAN

Buy, Build, or Expand

If you're ready to expand your business, an SBA 504 Loan can offer reliable financing with flexible terms for your business ventures. This loan is ideal for: 

  • Real estate, commercial buildings, facilities, and land
  • Financing new construction and development
  • Purchasing large equipment and machinery
  • Funding interior improvement projects
  • Financing exterior projects (land, streets, utilities, parking lots, and landscaping)
Peach State Arrow Shape Frame (3)
decorative chevron pattern
Let's Talk!

Speak with a Business Loan Specialist

If the next step in the growth of your business is to discuss your future plans with a Business Loan Specialist, complete this form and we'll be in touch as quickly as possible.

Our team of experts can help you select the right business loan options for your unique needs. They can also tell you about business accounts for saving and investing your cash assets, as well as discuss transactional accounts and services like Business Checking and Merchant Services that may fit your business needs.

decorative chevron pattern

Frequently Asked Questions

These are a few of the commonly asked questions about our equipment financing.
For even more FAQs, check out our Member Knowledge Base.
Member Knowledge Base

Testimonial

Always keep members informed & staff are always so helpful.
 
- Patricia H.
 
Always friendly and helpful whenever I'm there. Great rates on loans.
 
- Fernita B. 
Excellent customer service and they offer some services banks don't.
 
- Anita A.T.