Small Business Administration (SBA) Loans
Smart Lending Solutions for Your Business
Expand Your Business Venture
Reliable Financing for Business Growth
Our team will guide you through the ins and outs of SBA Loans and help you determine which will be best for your specific needs. Borrow as little or as much as you need to start or expand your business venture!
- Low Down Payment Lower upfront costs mean less initial capital and preservation of cashflow.
- Flexible Terms Terms available for up to 25 years.
- Custom Financing Our SBA Loans feature funding up to $5M.
- Local Lender Your SBA Loan stays local, allowing us to get you answers as quickly as possible.

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SBA 7(A) LOAN
Unlock Capital for Securing the Future
We understand that businesses need reliable access to capital. That's why we offer a solution for healthy cash flow through manageable payments and extended terms. This loan is ideal for:
- Machinery and equipment
- Commercial real estate
- Tenant improvements on leased or owner-occupied properties
- Business acquisition and partner buyouts
- Working capital
SBA 504 LOAN
Buy, Build, or Expand
If you're ready to expand your business, an SBA 504 Loan can offer reliable financing with flexible terms for your business ventures. This loan is ideal for:
- Real estate, commercial buildings, facilities, and land
- Financing new construction and development
- Purchasing large equipment and machinery
- Funding interior improvement projects
- Financing exterior projects (land, streets, utilities, parking lots, and landscaping)
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Let's Talk!
Speak with a Business Loan Specialist
If the next step in the growth of your business is to discuss your future plans with a Business Loan Specialist, complete this form and we'll be in touch as quickly as possible.
Our team of experts can help you select the right business loan options for your unique needs. They can also tell you about business accounts for saving and investing your cash assets, as well as discuss transactional accounts and services like Business Checking and Merchant Services that may fit your business needs.
Frequently Asked Questions
Peach State offers a variety of different commercial financing and business loans to suit your current and future needs.
We currently offer loans to purchase common types of new or used equipment from...
Peach State currently offers a variety of business auto loans...
