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Savings Accounts

To open an account please visit any of our branch locations!

Regular Savings1

Upon becoming a member, you’ll have a savings account opened in your name to maintain your stake in the credit union.

  • $5 minimum balance requirement
  • 24/7 online access
  • Direct Deposit
  • Earn dividends monthly on your average daily balance2
  • Make up to two withdrawals per month at no charge
  • Quarterly statements
  • Have your paycheck, social security, pension or any other recurring check deposited directly into your account

Club Accounts

A great option to help you achieve your savings goals for everything from holiday shopping or special occasions to education, taxes and more!

For your convenience, funds in your Holiday Club Account will automatically transfer to one of your other accounts at the end of October.

Cub Account

The Berenstain Bears Financial Literacy Program Cub Account at Peach State Federal Credit Union

Teach your children about good money management with The Berenstain Bears Cub Account! Sign your child up for a Cub Account today and begin their journey toward financial literacy.

  • $5 minimum balance requirement
  • Earn 3.00% APY on your first $100 in deposits3
  • Each Cub Account member receives a welcome kit including a book and piggy bank!
  • Available for members from birth to age 13
  • Bring your piggy bank back during your birth month and we’ll match your savings up to $10!4
  • Cub Account members and their parents can visit cubclubonline.com for games and other fun activities.

Debit Card Round Up Program

Discover the smart way to save with our Visa Debit Card Round Up Program! When you participate in our Round Up Program, every purchase you make with your Visa Debit Card will be rounded up to the nearest dollar.

The excess funds will be transferred to your Round Up Savings Account overnight.5 It’s that simple! Now you can turn every debit card purchase into an opportunity to save.

To sign up, please contact us at 678.889.4328 or toll-free at 855.889.4328 or download the opt in form online and either fax it to 678.225.4520 or email it to cardservices@peachstatefcu.org.

View Our Rates

  • 1 An initial deposit of $5 is required to maintain your stake in the credit union, and there is a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). All members must maintain a $5 balance in their savings account to remain a member-owner and demonstrate regular activity in their account to keep it open.
  • 2 You must maintain a minimum $100 balance in order to earn dividends.
  • 3 Annual Percentage Yield (APY) current as of 1/25/22. 3.00% APY on balances up to $100.00; 0.05% APY on balances $100.01 and higher. Rates may change after the account is opened. Terms, conditions and services are subject to change without notice. Fees could reduce earning on the account. Certain restrictions may apply. Subject to membership availability.
    4 Must be current Cub Account holder. Must present coupon and Berenstain Bears piggy bank. Standard coin machine fee will be waived, only for the purpose of this coupon.
  • 5 A separate club account will automatically be opened when signing up for and using the Visa Debit Card Round Up program.

Corporate Office

1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043
No branch onsite.

Routing Number: 261174759

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