Business Loans

At Peach State, we understand the needs of small businesses. That’s why we offer a variety of different loans to suit your current and future needs. Contact us to speak with a representative today!

Auto Loans

Our auto loan rates are as low as 2.75% APR¹. Whether it’s for a new or used vehicle, or you just want to refinance your current loan, we can help. And, when you sign up to have your payments automatically debited from your Peach State checking account, you’ll get a 0.50% APR¹ discount on your loan. Sound good? It gets even better with MEMBERS AutoChoice™ (MAC), our vehicle buying service!²

Real Estate Loans

• Owner occupied
• Non-owner occupied
• Income producing investment property
• Development / improvement

SBA 504 Loans

The Small Business Administration’s 504 Loan Program provides long-term, fixed-rate financing for major fixed assets such as land and buildings.

Please contact us for more information about our competitive interest rates. If you would like to apply for a business loan, download our Business Loan package. Completed paperwork or questions regarding the application process can be emailed to businessloans@peachstatefcu.org.

Term Loans

Whether you’re financing the purchase of new vehicles, equipment or some other business expansion need, Peach State’s term loans can help.

• Vehicles
• Equipment
• Low interest rates
• Flexible terms

• 1 APR – Annual Percentage Rate. Rates as low as 2.75% APR. Members must qualify for a Peach State loan and checking account. Rates may be higher based on term and/or qualifications. This offer is not valid on existing loans and may not be used in combination with any other offer. Offer may expire at any time. A $30 loan application fee is charged for processing. When the loan is issued, the fee will be refunded back to your account.
• 2 The Credit Union has contracted with MEMBERS AutoChoice^TM to make this service available as a convenience to our Members. MEMBERS AutoChoice^TM Car Buying Service and and any manufacturer’s warranties are not services of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Credit Union makes no representations as to the services of any provider or any vehicles purchased. Services are only available in Georgia.