Business Loans

At Peach State, we understand the needs of small businesses. That’s why we offer a variety of different loans to suit your current and future needs. Contact us to speak with a representative today!

Auto Loans

Our auto loan rates are as low as 1.99% APR¹. Whether it’s for a new or pre-owned vehicle, or you just want to refinance your current loan, we can help. We also offer vehicle buying assistance from Auto Assistance! This convenient service helps take the stress out of the vehicle buying process and gives you the confidence that you’re getting a reliable vehicle priced to fit your budget.²

Real Estate Loans

• Commercial owner occupied
• Commercial non-owner occupied
• Income producing investment property

SBA 504 Loans

The Small Business Administration’s 504 Loan Program provides long-term, fixed-rate financing for major fixed assets such as land and buildings.

Term Loans

Whether you’re financing the purchase of new vehicles, equipment or some other business expansion need, Peach State’s term loans can help.

• Vehicles
• Equipment
• Low interest rates
• Flexible terms

Please contact us for more information about our competitive interest rates. If you would like to apply for a business loan, download our Business Loan package. Completed paperwork or questions regarding the application process can be emailed to businessloans@peachstatefcu.org.

• 1 APR – Annual Percentage Rate. The lowest rate available is 1.99% APR. Subject to credit approval and recommended rates may vary based on individual creditworthiness. Rates subject to change without notice and may be higher based on term and/or qualifications. Must qualify for Peach State membership. Members must qualify for a Peach State loan and checking account. Peach State will finance up to 120% of the NADA vehicle valuation. A $15 loan application fee is charged for processing. Terms and conditions subject to change without notice.
• 2 Peach State FCU has contracted with Auto Assistance, LLC to make this service available as a convenience to our members. Any manufacturer’s warranties are not services of the credit union and are not obligations of or guaranteed by the credit union. The credit union makes no representations as to the services of any provider or any vehicles purchased.