Grow Your Company

With a SMART Business Auto Loan!

Business Auto
Loan Features

Looking for a business auto loan to keep your company moving? With Peach State, you can purchase the vehicle your business needs to maintain momentum and continue growing.

  • Low Rates Lower rates mean lower payments, leaving you with more capital for other business needs!
  • Local Lender Your Business Auto Loan stays local, allowing us to get you answers as quickly as possible.
  • Flexible Terms Choose the Business Auto Loan term that works best for your finances.
  • Insurance Rates See if you can lower your insurance rates by being a member! Learn more...
Delivery driver poses in business truck
decorative chevron pattern
Business owner ponders company vehicle purchase

AUTO ASSISTANCE

Take the stress out of vehicle shopping.

Peach State members benefit from this unique and exclusive vehicle buying experience for free! Auto Assistance assigns you a shopping assistant to help you every step of the way.1

  • Pick a vehicle or your assistant can help you decide.
  • Your assistant will review the CarFax report with you.
  • Your assistant will negotiate your deal.
  • And deliver it to the location of your choice! Start here...

1 Peach State FCU has contracted with Auto Assistance, LLC to make this service available as a convenience to our members. Any manufacturer’s warranties are not services of the credit union and are not obligations of or guaranteed by the credit union. The credit union makes no representations as to the services of any provider or any vehicles purchased.

Loan Protection Products

  • GAP CoverageIf your vehicle is ever totaled or stolen, your primary insurance...

    GAP COVERAGE

    If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement. 

    With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

    If you already have GAP coverage and need to file a claim: Call 877.296.4892 or visit Assurance Plus Claims to get started.

    Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

  • Extended Vehicle WarrantyProtection against expensive, unexpected automotive repair costs...

    EXTENDED VEHICLE WARRANTY

    Peach State offers our members Extended Vehicle Service Contracts through Warrantech Warranty Corporation for your auto, truck, or van to protect against expensive, unexpected automotive repair costs. This warranty is typically less expensive than those offered at a dealership and covers most major components in the event of a breakdown. It also offers no-hassle direct payment with no reimbursement forms and your one-time premium can be financed with your vehicle loan.

    Extended Warranty Features:

    • Low deductibles – $0, $50, $100, or $200
    • Coverage for vehicles up to 11 years old with up to 150K miles on the odometer
    • Bumper-to-Bumper Exclusionary Coverage on vehicles up to 11 years old and with less than 100K miles
    • Toll-free roadside assistance
    • Toll-free claims phone number
    • Trip interruption coverage
    • Increased vehicle resale value
    • Repair work may be performed by a dealership, franchise repair facility, or an independent repair shop
    • Claims are paid directly via credit card
    • Service contracts are valid in the U.S. and Canada

    To learn more or to get an Extended Vehicle Warranty, contact a Peach State loan representative or Warrantech directly at 800.358.2655.

GAP COVERAGE

If your vehicle is ever totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. If the actual cash value is less than your current loan amount, the result could be a financial "gap" where you must pay the difference between your loan balance and your insurance settlement. 

With Guaranteed Asset Protection (GAP) coverage, the remaining amount you owe on your loan will be paid for you. GAP Coverage at Peach State also includes an Auto Deductible Reimbursement which will pay up to $1,000 per loss (unlimited losses per year) when a loss is filed and paid by your auto insurance company for a covered auto that you own or lease (as evidenced by the title, registration or loan document).

If you already have GAP coverage and need to file a claim: Call 877.296.4892 or visit Assurance Plus Claims to get started.

Certain conditions apply. For details about GAP coverage, refer to the GAP contract or please contact us.

EXTENDED VEHICLE WARRANTY

Peach State offers our members Extended Vehicle Service Contracts through Warrantech Warranty Corporation for your auto, truck, or van to protect against expensive, unexpected automotive repair costs. This warranty is typically less expensive than those offered at a dealership and covers most major components in the event of a breakdown. It also offers no-hassle direct payment with no reimbursement forms and your one-time premium can be financed with your vehicle loan.

Extended Warranty Features:

  • Low deductibles – $0, $50, $100, or $200
  • Coverage for vehicles up to 11 years old with up to 150K miles on the odometer
  • Bumper-to-Bumper Exclusionary Coverage on vehicles up to 11 years old and with less than 100K miles
  • Toll-free roadside assistance
  • Toll-free claims phone number
  • Trip interruption coverage
  • Increased vehicle resale value
  • Repair work may be performed by a dealership, franchise repair facility, or an independent repair shop
  • Claims are paid directly via credit card
  • Service contracts are valid in the U.S. and Canada

To learn more or to get an Extended Vehicle Warranty, contact a Peach State loan representative or Warrantech directly at 800.358.2655.

Frequently Asked Questions

These are a few of the commonly asked questions about Auto Loans.
For even more FAQs, check out our Member Knowledge Base.
What type of vehicles do you finance for businesses?

Peach State currently offers a variety of business auto loans...

Read More
Do I need a down payment to purchase a vehicle?

Peach State does not always require a down payment for vehicle loans. Whether you need to make a down payment will depend on your application.

Read More
Can I purchase a vehicle from other states?

Peach State is located in Georgia and South Carolina. If you’re purchasing from outside of these states, then you’ll need to contact us to review the request.

Read More
Member Knowledge Base

Testimonial

Share Your Story

I am so impressed by the individuals who work at Peach State. They are so accommodating, their service is great, and they really make you feel like they have your best interest at heart.

- Martha B.
 

I have always had a good experience with Peach State. Loan officers have been informative and helpful when I have gotten loans for vehicles and the staff in the branch is always friendly! I have been a member for over 30 years. 

- Susan G.

The credit union helped me purchase my car. The member service is friendly, yet professional. The staff is always willing and ready to help whether by phone or in person.

- Queen M.